LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,191
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,872
−HK$2,724/mo
Today · 4.125%
HK$91,596
baseline
▲ 0.50% · 4.625%
HK$97,169
+HK$5,573/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$183,192/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,887
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,458
−HK$2,609/mo
Today · 4.125%
HK$101,067
baseline
▲ 0.50% · 4.625%
HK$106,394
+HK$5,327/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$202,134/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,429
−HK$6,486/mo
▼ 0.25% · 3.875%
HK$106,646
−HK$3,269/mo
Today · 4.125%
HK$109,915
baseline
▲ 0.50% · 4.625%
HK$116,603
+HK$6,688/mo
Deposit HK$15.12M · loan HK$22.68M · min. income ≈ HK$219,830/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,064
−HK$6,216/mo
▼ 0.25% · 3.875%
HK$118,150
−HK$3,130/mo
Today · 4.125%
HK$121,280
baseline
▲ 0.50% · 4.625%
HK$127,673
+HK$6,393/mo
Deposit HK$15.12M · loan HK$22.68M · min. income ≈ HK$242,560/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,667
−HK$7,567/mo
▼ 0.25% · 3.875%
HK$124,421
−HK$3,813/mo
Today · 4.125%
HK$128,234
baseline
▲ 0.50% · 4.625%
HK$136,037
+HK$7,803/mo
Deposit HK$11.34M · loan HK$26.46M · min. income ≈ HK$256,468/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,241
−HK$7,253/mo
▼ 0.25% · 3.875%
HK$137,841
−HK$3,653/mo
Today · 4.125%
HK$141,494
baseline
▲ 0.50% · 4.625%
HK$148,952
+HK$7,458/mo
Deposit HK$11.34M · loan HK$26.46M · min. income ≈ HK$282,988/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,144
−HK$9,729/mo
▼ 0.25% · 3.875%
HK$159,970
−HK$4,903/mo
Today · 4.125%
HK$164,873
baseline
▲ 0.50% · 4.625%
HK$174,905
+HK$10,032/mo
Deposit HK$3.78M · loan HK$34.02M · min. income ≈ HK$329,746/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,596
−HK$9,325/mo
▼ 0.25% · 3.875%
HK$177,225
−HK$4,696/mo
Today · 4.125%
HK$181,921
baseline
▲ 0.50% · 4.625%
HK$191,510
+HK$9,589/mo
Deposit HK$3.78M · loan HK$34.02M · min. income ≈ HK$363,842/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,450 · Scale 2, in force from 26 Feb 2026)