LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,201
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,882
−HK$2,724/mo
Today · 4.125%
HK$91,606
baseline
▲ 0.50% · 4.625%
HK$97,180
+HK$5,574/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$183,212/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,898
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,470
−HK$2,609/mo
Today · 4.125%
HK$101,079
baseline
▲ 0.50% · 4.625%
HK$106,407
+HK$5,328/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$202,158/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,441
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$106,659
−HK$3,269/mo
Today · 4.125%
HK$109,928
baseline
▲ 0.50% · 4.625%
HK$116,617
+HK$6,689/mo
Deposit HK$15.12M · loan HK$22.68M · min. income ≈ HK$219,856/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,077
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$118,163
−HK$3,131/mo
Today · 4.125%
HK$121,294
baseline
▲ 0.50% · 4.625%
HK$127,688
+HK$6,394/mo
Deposit HK$15.12M · loan HK$22.68M · min. income ≈ HK$242,588/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,681
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$124,435
−HK$3,814/mo
Today · 4.125%
HK$128,249
baseline
▲ 0.50% · 4.625%
HK$136,053
+HK$7,804/mo
Deposit HK$11.34M · loan HK$26.46M · min. income ≈ HK$256,498/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,257
−HK$7,253/mo
▼ 0.25% · 3.875%
HK$137,857
−HK$3,653/mo
Today · 4.125%
HK$141,510
baseline
▲ 0.50% · 4.625%
HK$148,969
+HK$7,459/mo
Deposit HK$11.34M · loan HK$26.46M · min. income ≈ HK$283,020/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,162
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$159,988
−HK$4,904/mo
Today · 4.125%
HK$164,892
baseline
▲ 0.50% · 4.625%
HK$174,925
+HK$10,033/mo
Deposit HK$3.78M · loan HK$34.02M · min. income ≈ HK$329,784/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,616
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$177,245
−HK$4,697/mo
Today · 4.125%
HK$181,942
baseline
▲ 0.50% · 4.625%
HK$191,532
+HK$9,590/mo
Deposit HK$3.78M · loan HK$34.02M · min. income ≈ HK$363,884/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,634 · Scale 2, in force from 26 Feb 2026)