LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,208
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,889
−HK$2,725/mo
Today · 4.125%
HK$91,614
baseline
▲ 0.50% · 4.625%
HK$97,188
+HK$5,574/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$183,228/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,905
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,477
−HK$2,610/mo
Today · 4.125%
HK$101,087
baseline
▲ 0.50% · 4.625%
HK$106,415
+HK$5,328/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$202,174/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,449
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$106,667
−HK$3,269/mo
Today · 4.125%
HK$109,936
baseline
▲ 0.50% · 4.625%
HK$116,626
+HK$6,690/mo
Deposit HK$15.12M · loan HK$22.68M · min. income ≈ HK$219,872/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,086
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$118,173
−HK$3,131/mo
Today · 4.125%
HK$121,304
baseline
▲ 0.50% · 4.625%
HK$127,698
+HK$6,394/mo
Deposit HK$15.12M · loan HK$22.68M · min. income ≈ HK$242,608/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,691
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$124,445
−HK$3,814/mo
Today · 4.125%
HK$128,259
baseline
▲ 0.50% · 4.625%
HK$136,063
+HK$7,804/mo
Deposit HK$11.34M · loan HK$26.46M · min. income ≈ HK$256,518/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,267
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$137,868
−HK$3,653/mo
Today · 4.125%
HK$141,521
baseline
▲ 0.50% · 4.625%
HK$148,981
+HK$7,460/mo
Deposit HK$11.34M · loan HK$26.46M · min. income ≈ HK$283,042/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,174
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$160,000
−HK$4,904/mo
Today · 4.125%
HK$164,904
baseline
▲ 0.50% · 4.625%
HK$174,939
+HK$10,035/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$329,808/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,629
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$177,259
−HK$4,697/mo
Today · 4.125%
HK$181,956
baseline
▲ 0.50% · 4.625%
HK$191,547
+HK$9,591/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$363,912/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,760 · Scale 2, in force from 26 Feb 2026)