LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,213
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,895
−HK$2,724/mo
Today · 4.125%
HK$91,619
baseline
▲ 0.50% · 4.625%
HK$97,194
+HK$5,575/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$183,238/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,911
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,483
−HK$2,610/mo
Today · 4.125%
HK$101,093
baseline
▲ 0.50% · 4.625%
HK$106,422
+HK$5,329/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$202,186/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,456
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$106,674
−HK$3,269/mo
Today · 4.125%
HK$109,943
baseline
▲ 0.50% · 4.625%
HK$116,633
+HK$6,690/mo
Deposit HK$15.12M · loan HK$22.69M · min. income ≈ HK$219,886/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,093
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$118,180
−HK$3,131/mo
Today · 4.125%
HK$121,311
baseline
▲ 0.50% · 4.625%
HK$127,706
+HK$6,395/mo
Deposit HK$15.12M · loan HK$22.69M · min. income ≈ HK$242,622/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,698
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,453
−HK$3,814/mo
Today · 4.125%
HK$128,267
baseline
▲ 0.50% · 4.625%
HK$136,072
+HK$7,805/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$256,534/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,276
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$137,877
−HK$3,653/mo
Today · 4.125%
HK$141,530
baseline
▲ 0.50% · 4.625%
HK$148,990
+HK$7,460/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$283,060/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,183
−HK$9,732/mo
▼ 0.25% · 3.875%
HK$160,011
−HK$4,904/mo
Today · 4.125%
HK$164,915
baseline
▲ 0.50% · 4.625%
HK$174,950
+HK$10,035/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$329,830/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,640
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$177,270
−HK$4,697/mo
Today · 4.125%
HK$181,967
baseline
▲ 0.50% · 4.625%
HK$191,559
+HK$9,592/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$363,934/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,861 · Scale 2, in force from 26 Feb 2026)