LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,214
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,895
−HK$2,725/mo
Today · 4.125%
HK$91,620
baseline
▲ 0.50% · 4.625%
HK$97,195
+HK$5,575/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$183,240/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,912
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,484
−HK$2,609/mo
Today · 4.125%
HK$101,093
baseline
▲ 0.50% · 4.625%
HK$106,422
+HK$5,329/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$202,186/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,456
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,674
−HK$3,270/mo
Today · 4.125%
HK$109,944
baseline
▲ 0.50% · 4.625%
HK$116,634
+HK$6,690/mo
Deposit HK$15.12M · loan HK$22.69M · min. income ≈ HK$219,888/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,094
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$118,181
−HK$3,131/mo
Today · 4.125%
HK$121,312
baseline
▲ 0.50% · 4.625%
HK$127,707
+HK$6,395/mo
Deposit HK$15.12M · loan HK$22.69M · min. income ≈ HK$242,624/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,699
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,453
−HK$3,815/mo
Today · 4.125%
HK$128,268
baseline
▲ 0.50% · 4.625%
HK$136,073
+HK$7,805/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$256,536/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,276
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$137,878
−HK$3,653/mo
Today · 4.125%
HK$141,531
baseline
▲ 0.50% · 4.625%
HK$148,991
+HK$7,460/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$283,062/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,184
−HK$9,732/mo
▼ 0.25% · 3.875%
HK$160,011
−HK$4,905/mo
Today · 4.125%
HK$164,916
baseline
▲ 0.50% · 4.625%
HK$174,950
+HK$10,034/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$329,832/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,641
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$177,271
−HK$4,697/mo
Today · 4.125%
HK$181,968
baseline
▲ 0.50% · 4.625%
HK$191,560
+HK$9,592/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$363,936/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,870 · Scale 2, in force from 26 Feb 2026)