LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,215
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,897
−HK$2,724/mo
Today · 4.125%
HK$91,621
baseline
▲ 0.50% · 4.625%
HK$97,196
+HK$5,575/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$183,242/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,913
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,485
−HK$2,610/mo
Today · 4.125%
HK$101,095
baseline
▲ 0.50% · 4.625%
HK$106,424
+HK$5,329/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$202,190/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,458
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$106,676
−HK$3,269/mo
Today · 4.125%
HK$109,945
baseline
▲ 0.50% · 4.625%
HK$116,635
+HK$6,690/mo
Deposit HK$15.12M · loan HK$22.69M · min. income ≈ HK$219,890/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,096
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$118,182
−HK$3,132/mo
Today · 4.125%
HK$121,314
baseline
▲ 0.50% · 4.625%
HK$127,709
+HK$6,395/mo
Deposit HK$15.12M · loan HK$22.69M · min. income ≈ HK$242,628/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,701
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,455
−HK$3,815/mo
Today · 4.125%
HK$128,270
baseline
▲ 0.50% · 4.625%
HK$136,075
+HK$7,805/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$256,540/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,278
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$137,880
−HK$3,653/mo
Today · 4.125%
HK$141,533
baseline
▲ 0.50% · 4.625%
HK$148,993
+HK$7,460/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$283,066/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,187
−HK$9,731/mo
▼ 0.25% · 3.875%
HK$160,014
−HK$4,904/mo
Today · 4.125%
HK$164,918
baseline
▲ 0.50% · 4.625%
HK$174,953
+HK$10,035/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$329,836/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,643
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$177,274
−HK$4,697/mo
Today · 4.125%
HK$181,971
baseline
▲ 0.50% · 4.625%
HK$191,563
+HK$9,592/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$363,942/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,893 · Scale 2, in force from 26 Feb 2026)