LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,216
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,898
−HK$2,724/mo
Today · 4.125%
HK$91,622
baseline
▲ 0.50% · 4.625%
HK$97,197
+HK$5,575/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$183,244/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,914
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,487
−HK$2,609/mo
Today · 4.125%
HK$101,096
baseline
▲ 0.50% · 4.625%
HK$106,425
+HK$5,329/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$202,192/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,606,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,459
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,677
−HK$3,270/mo
Today · 4.125%
HK$109,947
baseline
▲ 0.50% · 4.625%
HK$116,637
+HK$6,690/mo
Deposit HK$15.12M · loan HK$22.69M · min. income ≈ HK$219,894/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,097
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$118,184
−HK$3,132/mo
Today · 4.125%
HK$121,316
baseline
▲ 0.50% · 4.625%
HK$127,710
+HK$6,394/mo
Deposit HK$15.12M · loan HK$22.69M · min. income ≈ HK$242,632/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,606,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,702
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,457
−HK$3,814/mo
Today · 4.125%
HK$128,271
baseline
▲ 0.50% · 4.625%
HK$136,076
+HK$7,805/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$256,542/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,280
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$137,881
−HK$3,654/mo
Today · 4.125%
HK$141,535
baseline
▲ 0.50% · 4.625%
HK$148,995
+HK$7,460/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$283,070/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,189
−HK$9,731/mo
▼ 0.25% · 3.875%
HK$160,016
−HK$4,904/mo
Today · 4.125%
HK$164,920
baseline
▲ 0.50% · 4.625%
HK$174,955
+HK$10,035/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$329,840/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,646
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$177,276
−HK$4,697/mo
Today · 4.125%
HK$181,973
baseline
▲ 0.50% · 4.625%
HK$191,565
+HK$9,592/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$363,946/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,914 · Scale 2, in force from 26 Feb 2026)