LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,223
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,905
−HK$2,725/mo
Today · 4.125%
HK$91,630
baseline
▲ 0.50% · 4.625%
HK$97,205
+HK$5,575/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$183,260/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,607,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,922
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,494
−HK$2,610/mo
Today · 4.125%
HK$101,104
baseline
▲ 0.50% · 4.625%
HK$106,434
+HK$5,330/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$202,208/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,607,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,467
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,686
−HK$3,269/mo
Today · 4.125%
HK$109,955
baseline
▲ 0.50% · 4.625%
HK$116,646
+HK$6,691/mo
Deposit HK$15.13M · loan HK$22.69M · min. income ≈ HK$219,910/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,607,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,106
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$118,193
−HK$3,132/mo
Today · 4.125%
HK$121,325
baseline
▲ 0.50% · 4.625%
HK$127,720
+HK$6,395/mo
Deposit HK$15.13M · loan HK$22.69M · min. income ≈ HK$242,650/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,607,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,712
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,467
−HK$3,814/mo
Today · 4.125%
HK$128,281
baseline
▲ 0.50% · 4.625%
HK$136,087
+HK$7,806/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$256,562/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,607,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,291
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$137,892
−HK$3,654/mo
Today · 4.125%
HK$141,546
baseline
▲ 0.50% · 4.625%
HK$149,007
+HK$7,461/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$283,092/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,607,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,201
−HK$9,732/mo
▼ 0.25% · 3.875%
HK$160,028
−HK$4,905/mo
Today · 4.125%
HK$164,933
baseline
▲ 0.50% · 4.625%
HK$174,969
+HK$10,036/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$329,866/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,659
−HK$9,329/mo
▼ 0.25% · 3.875%
HK$177,290
−HK$4,698/mo
Today · 4.125%
HK$181,988
baseline
▲ 0.50% · 4.625%
HK$191,580
+HK$9,592/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$363,976/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,040 · Scale 2, in force from 26 Feb 2026)