LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,224
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,906
−HK$2,725/mo
Today · 4.125%
HK$91,631
baseline
▲ 0.50% · 4.625%
HK$97,206
+HK$5,575/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$183,262/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,607,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,923
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,496
−HK$2,610/mo
Today · 4.125%
HK$101,106
baseline
▲ 0.50% · 4.625%
HK$106,435
+HK$5,329/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$202,212/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,607,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,469
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,687
−HK$3,270/mo
Today · 4.125%
HK$109,957
baseline
▲ 0.50% · 4.625%
HK$116,648
+HK$6,691/mo
Deposit HK$15.13M · loan HK$22.69M · min. income ≈ HK$219,914/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,607,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,108
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$118,195
−HK$3,132/mo
Today · 4.125%
HK$121,327
baseline
▲ 0.50% · 4.625%
HK$127,722
+HK$6,395/mo
Deposit HK$15.13M · loan HK$22.69M · min. income ≈ HK$242,654/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,607,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,713
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$124,468
−HK$3,815/mo
Today · 4.125%
HK$128,283
baseline
▲ 0.50% · 4.625%
HK$136,089
+HK$7,806/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$256,566/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,607,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,292
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$137,894
−HK$3,654/mo
Today · 4.125%
HK$141,548
baseline
▲ 0.50% · 4.625%
HK$149,009
+HK$7,461/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$283,096/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,607,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,203
−HK$9,732/mo
▼ 0.25% · 3.875%
HK$160,031
−HK$4,904/mo
Today · 4.125%
HK$164,935
baseline
▲ 0.50% · 4.625%
HK$174,971
+HK$10,036/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$329,870/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,662
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$177,292
−HK$4,698/mo
Today · 4.125%
HK$181,990
baseline
▲ 0.50% · 4.625%
HK$191,583
+HK$9,593/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$363,980/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,062 · Scale 2, in force from 26 Feb 2026)