LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,225
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,907
−HK$2,725/mo
Today · 4.125%
HK$91,632
baseline
▲ 0.50% · 4.625%
HK$97,207
+HK$5,575/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$183,264/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,607,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,924
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,497
−HK$2,610/mo
Today · 4.125%
HK$101,107
baseline
▲ 0.50% · 4.625%
HK$106,436
+HK$5,329/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$202,214/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$1,607,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,470
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,688
−HK$3,270/mo
Today · 4.125%
HK$109,958
baseline
▲ 0.50% · 4.625%
HK$116,649
+HK$6,691/mo
Deposit HK$15.13M · loan HK$22.69M · min. income ≈ HK$219,916/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,607,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,109
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$118,196
−HK$3,132/mo
Today · 4.125%
HK$121,328
baseline
▲ 0.50% · 4.625%
HK$127,723
+HK$6,395/mo
Deposit HK$15.13M · loan HK$22.69M · min. income ≈ HK$242,656/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,607,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,715
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$124,470
−HK$3,815/mo
Today · 4.125%
HK$128,285
baseline
▲ 0.50% · 4.625%
HK$136,090
+HK$7,805/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$256,570/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,607,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,294
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$137,896
−HK$3,653/mo
Today · 4.125%
HK$141,549
baseline
▲ 0.50% · 4.625%
HK$149,011
+HK$7,462/mo
Deposit HK$11.34M · loan HK$26.47M · min. income ≈ HK$283,098/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,607,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,205
−HK$9,732/mo
▼ 0.25% · 3.875%
HK$160,032
−HK$4,905/mo
Today · 4.125%
HK$164,937
baseline
▲ 0.50% · 4.625%
HK$174,973
+HK$10,036/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$329,874/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,664
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$177,294
−HK$4,698/mo
Today · 4.125%
HK$181,992
baseline
▲ 0.50% · 4.625%
HK$191,585
+HK$9,593/mo
Deposit HK$3.78M · loan HK$34.03M · min. income ≈ HK$363,984/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,081 · Scale 2, in force from 26 Feb 2026)