LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,239
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,922
−HK$2,725/mo
Today · 4.125%
HK$91,647
baseline
▲ 0.50% · 4.625%
HK$97,224
+HK$5,577/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$183,294/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,607,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,940
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,513
−HK$2,611/mo
Today · 4.125%
HK$101,124
baseline
▲ 0.50% · 4.625%
HK$106,454
+HK$5,330/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$202,248/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,607,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,487
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$106,706
−HK$3,271/mo
Today · 4.125%
HK$109,977
baseline
▲ 0.50% · 4.625%
HK$116,669
+HK$6,692/mo
Deposit HK$15.13M · loan HK$22.69M · min. income ≈ HK$219,954/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,607,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,129
−HK$6,220/mo
▼ 0.25% · 3.875%
HK$118,216
−HK$3,133/mo
Today · 4.125%
HK$121,349
baseline
▲ 0.50% · 4.625%
HK$127,745
+HK$6,396/mo
Deposit HK$15.13M · loan HK$22.69M · min. income ≈ HK$242,698/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,607,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,735
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$124,491
−HK$3,815/mo
Today · 4.125%
HK$128,306
baseline
▲ 0.50% · 4.625%
HK$136,113
+HK$7,807/mo
Deposit HK$11.35M · loan HK$26.47M · min. income ≈ HK$256,612/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,607,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,317
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$137,919
−HK$3,654/mo
Today · 4.125%
HK$141,573
baseline
▲ 0.50% · 4.625%
HK$149,036
+HK$7,463/mo
Deposit HK$11.35M · loan HK$26.47M · min. income ≈ HK$283,146/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,607,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,231
−HK$9,734/mo
▼ 0.25% · 3.875%
HK$160,059
−HK$4,906/mo
Today · 4.125%
HK$164,965
baseline
▲ 0.50% · 4.625%
HK$175,003
+HK$10,038/mo
Deposit HK$3.78M · loan HK$34.04M · min. income ≈ HK$329,930/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,693
−HK$9,330/mo
▼ 0.25% · 3.875%
HK$177,324
−HK$4,699/mo
Today · 4.125%
HK$182,023
baseline
▲ 0.50% · 4.625%
HK$191,617
+HK$9,594/mo
Deposit HK$3.78M · loan HK$34.04M · min. income ≈ HK$364,046/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,352 · Scale 2, in force from 26 Feb 2026)