LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,241
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,923
−HK$2,726/mo
Today · 4.125%
HK$91,649
baseline
▲ 0.50% · 4.625%
HK$97,226
+HK$5,577/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$183,298/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,607,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,942
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,515
−HK$2,611/mo
Today · 4.125%
HK$101,126
baseline
▲ 0.50% · 4.625%
HK$106,456
+HK$5,330/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$202,252/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,607,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,489
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$106,708
−HK$3,271/mo
Today · 4.125%
HK$109,979
baseline
▲ 0.50% · 4.625%
HK$116,671
+HK$6,692/mo
Deposit HK$15.13M · loan HK$22.69M · min. income ≈ HK$219,958/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,607,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,131
−HK$6,220/mo
▼ 0.25% · 3.875%
HK$118,218
−HK$3,133/mo
Today · 4.125%
HK$121,351
baseline
▲ 0.50% · 4.625%
HK$127,747
+HK$6,396/mo
Deposit HK$15.13M · loan HK$22.69M · min. income ≈ HK$242,702/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,607,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,737
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$124,493
−HK$3,815/mo
Today · 4.125%
HK$128,308
baseline
▲ 0.50% · 4.625%
HK$136,116
+HK$7,808/mo
Deposit HK$11.35M · loan HK$26.47M · min. income ≈ HK$256,616/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,607,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,319
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$137,921
−HK$3,655/mo
Today · 4.125%
HK$141,576
baseline
▲ 0.50% · 4.625%
HK$149,038
+HK$7,462/mo
Deposit HK$11.35M · loan HK$26.47M · min. income ≈ HK$283,152/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,607,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,234
−HK$9,734/mo
▼ 0.25% · 3.875%
HK$160,062
−HK$4,906/mo
Today · 4.125%
HK$164,968
baseline
▲ 0.50% · 4.625%
HK$175,006
+HK$10,038/mo
Deposit HK$3.78M · loan HK$34.04M · min. income ≈ HK$329,936/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,696
−HK$9,330/mo
▼ 0.25% · 3.875%
HK$177,327
−HK$4,699/mo
Today · 4.125%
HK$182,026
baseline
▲ 0.50% · 4.625%
HK$191,621
+HK$9,595/mo
Deposit HK$3.78M · loan HK$34.04M · min. income ≈ HK$364,052/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,380 · Scale 2, in force from 26 Feb 2026)