LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,256
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,939
−HK$2,726/mo
Today · 4.125%
HK$91,665
baseline
▲ 0.50% · 4.625%
HK$97,242
+HK$5,577/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$183,330/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,607,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,959
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,532
−HK$2,611/mo
Today · 4.125%
HK$101,143
baseline
▲ 0.50% · 4.625%
HK$106,474
+HK$5,331/mo
Deposit HK$18.91M · loan HK$18.91M · min. income ≈ HK$202,286/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,607,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,507
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$106,727
−HK$3,271/mo
Today · 4.125%
HK$109,998
baseline
▲ 0.50% · 4.625%
HK$116,691
+HK$6,693/mo
Deposit HK$15.13M · loan HK$22.70M · min. income ≈ HK$219,996/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,607,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,150
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,239
−HK$3,133/mo
Today · 4.125%
HK$121,372
baseline
▲ 0.50% · 4.625%
HK$127,769
+HK$6,397/mo
Deposit HK$15.13M · loan HK$22.70M · min. income ≈ HK$242,744/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,607,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,758
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$124,514
−HK$3,817/mo
Today · 4.125%
HK$128,331
baseline
▲ 0.50% · 4.625%
HK$136,139
+HK$7,808/mo
Deposit HK$11.35M · loan HK$26.48M · min. income ≈ HK$256,662/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,607,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,342
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$137,945
−HK$3,655/mo
Today · 4.125%
HK$141,600
baseline
▲ 0.50% · 4.625%
HK$149,064
+HK$7,464/mo
Deposit HK$11.35M · loan HK$26.48M · min. income ≈ HK$283,200/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,607,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,260
−HK$9,737/mo
▼ 0.25% · 3.875%
HK$160,090
−HK$4,907/mo
Today · 4.125%
HK$164,997
baseline
▲ 0.50% · 4.625%
HK$175,036
+HK$10,039/mo
Deposit HK$3.78M · loan HK$34.04M · min. income ≈ HK$329,994/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,726
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$177,358
−HK$4,700/mo
Today · 4.125%
HK$182,058
baseline
▲ 0.50% · 4.625%
HK$191,654
+HK$9,596/mo
Deposit HK$3.78M · loan HK$34.04M · min. income ≈ HK$364,116/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,658 · Scale 2, in force from 26 Feb 2026)