LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,269
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$88,953
−HK$2,726/mo
Today · 4.125%
HK$91,679
baseline
▲ 0.50% · 4.625%
HK$97,258
+HK$5,579/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$183,358/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,607,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,974
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$98,548
−HK$2,611/mo
Today · 4.125%
HK$101,159
baseline
▲ 0.50% · 4.625%
HK$106,491
+HK$5,332/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$202,318/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$1,607,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,523
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,743
−HK$3,272/mo
Today · 4.125%
HK$110,015
baseline
▲ 0.50% · 4.625%
HK$116,709
+HK$6,694/mo
Deposit HK$15.13M · loan HK$22.70M · min. income ≈ HK$220,030/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,607,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,169
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,257
−HK$3,134/mo
Today · 4.125%
HK$121,391
baseline
▲ 0.50% · 4.625%
HK$127,789
+HK$6,398/mo
Deposit HK$15.13M · loan HK$22.70M · min. income ≈ HK$242,782/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,607,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,777
−HK$7,574/mo
▼ 0.25% · 3.875%
HK$124,534
−HK$3,817/mo
Today · 4.125%
HK$128,351
baseline
▲ 0.50% · 4.625%
HK$136,161
+HK$7,810/mo
Deposit HK$11.35M · loan HK$26.48M · min. income ≈ HK$256,702/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,607,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,363
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$137,967
−HK$3,656/mo
Today · 4.125%
HK$141,623
baseline
▲ 0.50% · 4.625%
HK$149,088
+HK$7,465/mo
Deposit HK$11.35M · loan HK$26.48M · min. income ≈ HK$283,246/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,607,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,285
−HK$9,738/mo
▼ 0.25% · 3.875%
HK$160,115
−HK$4,908/mo
Today · 4.125%
HK$165,023
baseline
▲ 0.50% · 4.625%
HK$175,064
+HK$10,041/mo
Deposit HK$3.78M · loan HK$34.05M · min. income ≈ HK$330,046/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,753
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$177,386
−HK$4,700/mo
Today · 4.125%
HK$182,086
baseline
▲ 0.50% · 4.625%
HK$191,684
+HK$9,598/mo
Deposit HK$3.78M · loan HK$34.05M · min. income ≈ HK$364,172/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,607,911 · Scale 2, in force from 26 Feb 2026)