LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,278
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,962
−HK$2,727/mo
Today · 4.125%
HK$91,689
baseline
▲ 0.50% · 4.625%
HK$97,268
+HK$5,579/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$183,378/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,984
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$98,558
−HK$2,611/mo
Today · 4.125%
HK$101,169
baseline
▲ 0.50% · 4.625%
HK$106,502
+HK$5,333/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$202,338/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,534
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,754
−HK$3,272/mo
Today · 4.125%
HK$110,026
baseline
▲ 0.50% · 4.625%
HK$116,721
+HK$6,695/mo
Deposit HK$15.13M · loan HK$22.70M · min. income ≈ HK$220,052/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,180
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$118,269
−HK$3,134/mo
Today · 4.125%
HK$121,403
baseline
▲ 0.50% · 4.625%
HK$127,802
+HK$6,399/mo
Deposit HK$15.13M · loan HK$22.70M · min. income ≈ HK$242,806/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,789
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,547
−HK$3,817/mo
Today · 4.125%
HK$128,364
baseline
▲ 0.50% · 4.625%
HK$136,175
+HK$7,811/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$256,728/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,377
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$137,981
−HK$3,656/mo
Today · 4.125%
HK$141,637
baseline
▲ 0.50% · 4.625%
HK$149,103
+HK$7,466/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$283,274/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,301
−HK$9,738/mo
▼ 0.25% · 3.875%
HK$160,131
−HK$4,908/mo
Today · 4.125%
HK$165,039
baseline
▲ 0.50% · 4.625%
HK$175,082
+HK$10,043/mo
Deposit HK$3.78M · loan HK$34.05M · min. income ≈ HK$330,078/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,770
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$177,404
−HK$4,701/mo
Today · 4.125%
HK$182,105
baseline
▲ 0.50% · 4.625%
HK$191,704
+HK$9,599/mo
Deposit HK$3.78M · loan HK$34.05M · min. income ≈ HK$364,210/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,075 · Scale 2, in force from 26 Feb 2026)