LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,281
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,965
−HK$2,727/mo
Today · 4.125%
HK$91,692
baseline
▲ 0.50% · 4.625%
HK$97,271
+HK$5,579/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$183,384/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,987
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,562
−HK$2,611/mo
Today · 4.125%
HK$101,173
baseline
▲ 0.50% · 4.625%
HK$106,506
+HK$5,333/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$202,346/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,538
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,758
−HK$3,272/mo
Today · 4.125%
HK$110,030
baseline
▲ 0.50% · 4.625%
HK$116,726
+HK$6,696/mo
Deposit HK$15.14M · loan HK$22.70M · min. income ≈ HK$220,060/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,608,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,185
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$118,274
−HK$3,134/mo
Today · 4.125%
HK$121,408
baseline
▲ 0.50% · 4.625%
HK$127,807
+HK$6,399/mo
Deposit HK$15.14M · loan HK$22.70M · min. income ≈ HK$242,816/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,608,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,794
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,551
−HK$3,818/mo
Today · 4.125%
HK$128,369
baseline
▲ 0.50% · 4.625%
HK$136,180
+HK$7,811/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$256,738/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,382
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$137,986
−HK$3,656/mo
Today · 4.125%
HK$141,642
baseline
▲ 0.50% · 4.625%
HK$149,109
+HK$7,467/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$283,284/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,307
−HK$9,739/mo
▼ 0.25% · 3.875%
HK$160,137
−HK$4,909/mo
Today · 4.125%
HK$165,046
baseline
▲ 0.50% · 4.625%
HK$175,088
+HK$10,042/mo
Deposit HK$3.78M · loan HK$34.05M · min. income ≈ HK$330,092/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,777
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$177,411
−HK$4,701/mo
Today · 4.125%
HK$182,112
baseline
▲ 0.50% · 4.625%
HK$191,711
+HK$9,599/mo
Deposit HK$3.78M · loan HK$34.05M · min. income ≈ HK$364,224/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,135 · Scale 2, in force from 26 Feb 2026)