LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,282
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,966
−HK$2,727/mo
Today · 4.125%
HK$91,693
baseline
▲ 0.50% · 4.625%
HK$97,272
+HK$5,579/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$183,386/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,988
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,563
−HK$2,611/mo
Today · 4.125%
HK$101,174
baseline
▲ 0.50% · 4.625%
HK$106,507
+HK$5,333/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$202,348/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,539
−HK$6,493/mo
▼ 0.25% · 3.875%
HK$106,759
−HK$3,273/mo
Today · 4.125%
HK$110,032
baseline
▲ 0.50% · 4.625%
HK$116,727
+HK$6,695/mo
Deposit HK$15.14M · loan HK$22.70M · min. income ≈ HK$220,064/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,608,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,186
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$118,275
−HK$3,134/mo
Today · 4.125%
HK$121,409
baseline
▲ 0.50% · 4.625%
HK$127,809
+HK$6,400/mo
Deposit HK$15.14M · loan HK$22.70M · min. income ≈ HK$242,818/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,608,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,795
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,553
−HK$3,817/mo
Today · 4.125%
HK$128,370
baseline
▲ 0.50% · 4.625%
HK$136,181
+HK$7,811/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$256,740/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,383
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$137,988
−HK$3,656/mo
Today · 4.125%
HK$141,644
baseline
▲ 0.50% · 4.625%
HK$149,110
+HK$7,466/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$283,288/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,308
−HK$9,739/mo
▼ 0.25% · 3.875%
HK$160,139
−HK$4,908/mo
Today · 4.125%
HK$165,047
baseline
▲ 0.50% · 4.625%
HK$175,090
+HK$10,043/mo
Deposit HK$3.78M · loan HK$34.05M · min. income ≈ HK$330,094/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,779
−HK$9,334/mo
▼ 0.25% · 3.875%
HK$177,413
−HK$4,700/mo
Today · 4.125%
HK$182,113
baseline
▲ 0.50% · 4.625%
HK$191,713
+HK$9,600/mo
Deposit HK$3.78M · loan HK$34.05M · min. income ≈ HK$364,226/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,152 · Scale 2, in force from 26 Feb 2026)