LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,285
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,969
−HK$2,727/mo
Today · 4.125%
HK$91,696
baseline
▲ 0.50% · 4.625%
HK$97,276
+HK$5,580/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$183,392/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,992
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,566
−HK$2,612/mo
Today · 4.125%
HK$101,178
baseline
▲ 0.50% · 4.625%
HK$106,511
+HK$5,333/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$202,356/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,543
−HK$6,493/mo
▼ 0.25% · 3.875%
HK$106,763
−HK$3,273/mo
Today · 4.125%
HK$110,036
baseline
▲ 0.50% · 4.625%
HK$116,731
+HK$6,695/mo
Deposit HK$15.14M · loan HK$22.70M · min. income ≈ HK$220,072/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,608,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,190
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$118,279
−HK$3,134/mo
Today · 4.125%
HK$121,413
baseline
▲ 0.50% · 4.625%
HK$127,813
+HK$6,400/mo
Deposit HK$15.14M · loan HK$22.70M · min. income ≈ HK$242,826/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,608,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,800
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,557
−HK$3,818/mo
Today · 4.125%
HK$128,375
baseline
▲ 0.50% · 4.625%
HK$136,186
+HK$7,811/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$256,750/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,388
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$137,993
−HK$3,656/mo
Today · 4.125%
HK$141,649
baseline
▲ 0.50% · 4.625%
HK$149,115
+HK$7,466/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$283,298/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,314
−HK$9,739/mo
▼ 0.25% · 3.875%
HK$160,145
−HK$4,908/mo
Today · 4.125%
HK$165,053
baseline
▲ 0.50% · 4.625%
HK$175,096
+HK$10,043/mo
Deposit HK$3.78M · loan HK$34.06M · min. income ≈ HK$330,106/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,785
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$177,419
−HK$4,701/mo
Today · 4.125%
HK$182,120
baseline
▲ 0.50% · 4.625%
HK$191,720
+HK$9,600/mo
Deposit HK$3.78M · loan HK$34.06M · min. income ≈ HK$364,240/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,211 · Scale 2, in force from 26 Feb 2026)