LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,289
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,973
−HK$2,727/mo
Today · 4.125%
HK$91,700
baseline
▲ 0.50% · 4.625%
HK$97,280
+HK$5,580/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$183,400/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,996
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,570
−HK$2,612/mo
Today · 4.125%
HK$101,182
baseline
▲ 0.50% · 4.625%
HK$106,515
+HK$5,333/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$202,364/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,547
−HK$6,493/mo
▼ 0.25% · 3.875%
HK$106,768
−HK$3,272/mo
Today · 4.125%
HK$110,040
baseline
▲ 0.50% · 4.625%
HK$116,736
+HK$6,696/mo
Deposit HK$15.14M · loan HK$22.71M · min. income ≈ HK$220,080/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,608,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,195
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$118,284
−HK$3,134/mo
Today · 4.125%
HK$121,418
baseline
▲ 0.50% · 4.625%
HK$127,818
+HK$6,400/mo
Deposit HK$15.14M · loan HK$22.71M · min. income ≈ HK$242,836/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$1,608,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,804
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$124,562
−HK$3,818/mo
Today · 4.125%
HK$128,380
baseline
▲ 0.50% · 4.625%
HK$136,192
+HK$7,812/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$256,760/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,394
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$137,998
−HK$3,657/mo
Today · 4.125%
HK$141,655
baseline
▲ 0.50% · 4.625%
HK$149,121
+HK$7,466/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$283,310/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,320
−HK$9,740/mo
▼ 0.25% · 3.875%
HK$160,151
−HK$4,909/mo
Today · 4.125%
HK$165,060
baseline
▲ 0.50% · 4.625%
HK$175,103
+HK$10,043/mo
Deposit HK$3.78M · loan HK$34.06M · min. income ≈ HK$330,120/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,792
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$177,426
−HK$4,701/mo
Today · 4.125%
HK$182,127
baseline
▲ 0.50% · 4.625%
HK$191,728
+HK$9,601/mo
Deposit HK$3.78M · loan HK$34.06M · min. income ≈ HK$364,254/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,275 · Scale 2, in force from 26 Feb 2026)