LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,301
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,985
−HK$2,727/mo
Today · 4.125%
HK$91,712
baseline
▲ 0.50% · 4.625%
HK$97,293
+HK$5,581/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$183,424/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,008
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,583
−HK$2,612/mo
Today · 4.125%
HK$101,195
baseline
▲ 0.50% · 4.625%
HK$106,530
+HK$5,335/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$202,390/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,561
−HK$6,494/mo
▼ 0.25% · 3.875%
HK$106,782
−HK$3,273/mo
Today · 4.125%
HK$110,055
baseline
▲ 0.50% · 4.625%
HK$116,751
+HK$6,696/mo
Deposit HK$15.14M · loan HK$22.71M · min. income ≈ HK$220,110/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,608,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,210
−HK$6,225/mo
▼ 0.25% · 3.875%
HK$118,300
−HK$3,135/mo
Today · 4.125%
HK$121,435
baseline
▲ 0.50% · 4.625%
HK$127,836
+HK$6,401/mo
Deposit HK$15.14M · loan HK$22.71M · min. income ≈ HK$242,870/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,608,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,821
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$124,579
−HK$3,818/mo
Today · 4.125%
HK$128,397
baseline
▲ 0.50% · 4.625%
HK$136,210
+HK$7,813/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$256,794/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,412
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,017
−HK$3,657/mo
Today · 4.125%
HK$141,674
baseline
▲ 0.50% · 4.625%
HK$149,141
+HK$7,467/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$283,348/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,341
−HK$9,741/mo
▼ 0.25% · 3.875%
HK$160,173
−HK$4,909/mo
Today · 4.125%
HK$165,082
baseline
▲ 0.50% · 4.625%
HK$175,127
+HK$10,045/mo
Deposit HK$3.78M · loan HK$34.06M · min. income ≈ HK$330,164/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,815
−HK$9,337/mo
▼ 0.25% · 3.875%
HK$177,450
−HK$4,702/mo
Today · 4.125%
HK$182,152
baseline
▲ 0.50% · 4.625%
HK$191,753
+HK$9,601/mo
Deposit HK$3.78M · loan HK$34.06M · min. income ≈ HK$364,304/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,491 · Scale 2, in force from 26 Feb 2026)