LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,307
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$88,992
−HK$2,727/mo
Today · 4.125%
HK$91,719
baseline
▲ 0.50% · 4.625%
HK$97,300
+HK$5,581/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$183,438/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,016
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,591
−HK$2,612/mo
Today · 4.125%
HK$101,203
baseline
▲ 0.50% · 4.625%
HK$106,538
+HK$5,335/mo
Deposit HK$18.92M · loan HK$18.92M · min. income ≈ HK$202,406/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,568
−HK$6,495/mo
▼ 0.25% · 3.875%
HK$106,790
−HK$3,273/mo
Today · 4.125%
HK$110,063
baseline
▲ 0.50% · 4.625%
HK$116,760
+HK$6,697/mo
Deposit HK$15.14M · loan HK$22.71M · min. income ≈ HK$220,126/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,608,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,219
−HK$6,225/mo
▼ 0.25% · 3.875%
HK$118,309
−HK$3,135/mo
Today · 4.125%
HK$121,444
baseline
▲ 0.50% · 4.625%
HK$127,845
+HK$6,401/mo
Deposit HK$15.14M · loan HK$22.71M · min. income ≈ HK$242,888/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,608,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,830
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$124,588
−HK$3,819/mo
Today · 4.125%
HK$128,407
baseline
▲ 0.50% · 4.625%
HK$136,220
+HK$7,813/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$256,814/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,422
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,027
−HK$3,657/mo
Today · 4.125%
HK$141,684
baseline
▲ 0.50% · 4.625%
HK$149,153
+HK$7,469/mo
Deposit HK$11.35M · loan HK$26.49M · min. income ≈ HK$283,368/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,353
−HK$9,742/mo
▼ 0.25% · 3.875%
HK$160,185
−HK$4,910/mo
Today · 4.125%
HK$165,095
baseline
▲ 0.50% · 4.625%
HK$175,140
+HK$10,045/mo
Deposit HK$3.78M · loan HK$34.06M · min. income ≈ HK$330,190/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,828
−HK$9,338/mo
▼ 0.25% · 3.875%
HK$177,463
−HK$4,703/mo
Today · 4.125%
HK$182,166
baseline
▲ 0.50% · 4.625%
HK$191,768
+HK$9,602/mo
Deposit HK$3.78M · loan HK$34.06M · min. income ≈ HK$364,332/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,612 · Scale 2, in force from 26 Feb 2026)