LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,308
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$88,993
−HK$2,727/mo
Today · 4.125%
HK$91,720
baseline
▲ 0.50% · 4.625%
HK$97,301
+HK$5,581/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$183,440/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,017
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$98,592
−HK$2,612/mo
Today · 4.125%
HK$101,204
baseline
▲ 0.50% · 4.625%
HK$106,539
+HK$5,335/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$202,408/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$1,608,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,570
−HK$6,495/mo
▼ 0.25% · 3.875%
HK$106,791
−HK$3,274/mo
Today · 4.125%
HK$110,065
baseline
▲ 0.50% · 4.625%
HK$116,762
+HK$6,697/mo
Deposit HK$15.14M · loan HK$22.71M · min. income ≈ HK$220,130/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,608,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,220
−HK$6,225/mo
▼ 0.25% · 3.875%
HK$118,311
−HK$3,134/mo
Today · 4.125%
HK$121,445
baseline
▲ 0.50% · 4.625%
HK$127,847
+HK$6,402/mo
Deposit HK$15.14M · loan HK$22.71M · min. income ≈ HK$242,890/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,608,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,831
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$124,590
−HK$3,819/mo
Today · 4.125%
HK$128,409
baseline
▲ 0.50% · 4.625%
HK$136,222
+HK$7,813/mo
Deposit HK$11.36M · loan HK$26.50M · min. income ≈ HK$256,818/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,424
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,029
−HK$3,657/mo
Today · 4.125%
HK$141,686
baseline
▲ 0.50% · 4.625%
HK$149,155
+HK$7,469/mo
Deposit HK$11.36M · loan HK$26.50M · min. income ≈ HK$283,372/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,608,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,355
−HK$9,742/mo
▼ 0.25% · 3.875%
HK$160,187
−HK$4,910/mo
Today · 4.125%
HK$165,097
baseline
▲ 0.50% · 4.625%
HK$175,143
+HK$10,046/mo
Deposit HK$3.79M · loan HK$34.07M · min. income ≈ HK$330,194/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,831
−HK$9,337/mo
▼ 0.25% · 3.875%
HK$177,466
−HK$4,702/mo
Today · 4.125%
HK$182,168
baseline
▲ 0.50% · 4.625%
HK$191,770
+HK$9,602/mo
Deposit HK$3.79M · loan HK$34.07M · min. income ≈ HK$364,336/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,634 · Scale 2, in force from 26 Feb 2026)