LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,323
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,009
−HK$2,728/mo
Today · 4.125%
HK$91,737
baseline
▲ 0.50% · 4.625%
HK$97,319
+HK$5,582/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$183,474/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,608,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,034
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$98,609
−HK$2,613/mo
Today · 4.125%
HK$101,222
baseline
▲ 0.50% · 4.625%
HK$106,558
+HK$5,336/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$202,444/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,608,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,588
−HK$6,496/mo
▼ 0.25% · 3.875%
HK$106,810
−HK$3,274/mo
Today · 4.125%
HK$110,084
baseline
▲ 0.50% · 4.625%
HK$116,782
+HK$6,698/mo
Deposit HK$15.14M · loan HK$22.71M · min. income ≈ HK$220,168/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,608,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,241
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$118,331
−HK$3,136/mo
Today · 4.125%
HK$121,467
baseline
▲ 0.50% · 4.625%
HK$127,869
+HK$6,402/mo
Deposit HK$15.14M · loan HK$22.71M · min. income ≈ HK$242,934/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,608,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,853
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$124,612
−HK$3,819/mo
Today · 4.125%
HK$128,431
baseline
▲ 0.50% · 4.625%
HK$136,246
+HK$7,815/mo
Deposit HK$11.36M · loan HK$26.50M · min. income ≈ HK$256,862/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,608,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,447
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,053
−HK$3,658/mo
Today · 4.125%
HK$141,711
baseline
▲ 0.50% · 4.625%
HK$149,181
+HK$7,470/mo
Deposit HK$11.36M · loan HK$26.50M · min. income ≈ HK$283,422/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,608,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,382
−HK$9,744/mo
▼ 0.25% · 3.875%
HK$160,215
−HK$4,911/mo
Today · 4.125%
HK$165,126
baseline
▲ 0.50% · 4.625%
HK$175,173
+HK$10,047/mo
Deposit HK$3.79M · loan HK$34.07M · min. income ≈ HK$330,252/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,861
−HK$9,339/mo
▼ 0.25% · 3.875%
HK$177,497
−HK$4,703/mo
Today · 4.125%
HK$182,200
baseline
▲ 0.50% · 4.625%
HK$191,804
+HK$9,604/mo
Deposit HK$3.79M · loan HK$34.07M · min. income ≈ HK$364,400/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,608,918 · Scale 2, in force from 26 Feb 2026)