LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,331
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,017
−HK$2,728/mo
Today · 4.125%
HK$91,745
baseline
▲ 0.50% · 4.625%
HK$97,327
+HK$5,582/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$183,490/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,609,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,043
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$98,618
−HK$2,614/mo
Today · 4.125%
HK$101,232
baseline
▲ 0.50% · 4.625%
HK$106,568
+HK$5,336/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$202,464/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,609,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,597
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$106,820
−HK$3,274/mo
Today · 4.125%
HK$110,094
baseline
▲ 0.50% · 4.625%
HK$116,793
+HK$6,699/mo
Deposit HK$15.14M · loan HK$22.72M · min. income ≈ HK$220,188/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,609,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,251
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$118,342
−HK$3,136/mo
Today · 4.125%
HK$121,478
baseline
▲ 0.50% · 4.625%
HK$127,881
+HK$6,403/mo
Deposit HK$15.14M · loan HK$22.72M · min. income ≈ HK$242,956/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,609,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,864
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,623
−HK$3,820/mo
Today · 4.125%
HK$128,443
baseline
▲ 0.50% · 4.625%
HK$136,258
+HK$7,815/mo
Deposit HK$11.36M · loan HK$26.50M · min. income ≈ HK$256,886/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,460
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,066
−HK$3,658/mo
Today · 4.125%
HK$141,724
baseline
▲ 0.50% · 4.625%
HK$149,195
+HK$7,471/mo
Deposit HK$11.36M · loan HK$26.50M · min. income ≈ HK$283,448/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,396
−HK$9,745/mo
▼ 0.25% · 3.875%
HK$160,230
−HK$4,911/mo
Today · 4.125%
HK$165,141
baseline
▲ 0.50% · 4.625%
HK$175,189
+HK$10,048/mo
Deposit HK$3.79M · loan HK$34.07M · min. income ≈ HK$330,282/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,877
−HK$9,340/mo
▼ 0.25% · 3.875%
HK$177,513
−HK$4,704/mo
Today · 4.125%
HK$182,217
baseline
▲ 0.50% · 4.625%
HK$191,822
+HK$9,605/mo
Deposit HK$3.79M · loan HK$34.07M · min. income ≈ HK$364,434/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,064 · Scale 2, in force from 26 Feb 2026)