LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,333
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,019
−HK$2,728/mo
Today · 4.125%
HK$91,747
baseline
▲ 0.50% · 4.625%
HK$97,330
+HK$5,583/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$183,494/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,609,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,045
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$98,621
−HK$2,613/mo
Today · 4.125%
HK$101,234
baseline
▲ 0.50% · 4.625%
HK$106,570
+HK$5,336/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$202,468/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,609,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,600
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$106,823
−HK$3,274/mo
Today · 4.125%
HK$110,097
baseline
▲ 0.50% · 4.625%
HK$116,796
+HK$6,699/mo
Deposit HK$15.14M · loan HK$22.72M · min. income ≈ HK$220,194/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,609,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,254
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$118,345
−HK$3,136/mo
Today · 4.125%
HK$121,481
baseline
▲ 0.50% · 4.625%
HK$127,884
+HK$6,403/mo
Deposit HK$15.14M · loan HK$22.72M · min. income ≈ HK$242,962/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,609,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,867
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,627
−HK$3,819/mo
Today · 4.125%
HK$128,446
baseline
▲ 0.50% · 4.625%
HK$136,262
+HK$7,816/mo
Deposit HK$11.36M · loan HK$26.50M · min. income ≈ HK$256,892/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,463
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$138,069
−HK$3,659/mo
Today · 4.125%
HK$141,728
baseline
▲ 0.50% · 4.625%
HK$149,198
+HK$7,470/mo
Deposit HK$11.36M · loan HK$26.50M · min. income ≈ HK$283,456/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,400
−HK$9,745/mo
▼ 0.25% · 3.875%
HK$160,234
−HK$4,911/mo
Today · 4.125%
HK$165,145
baseline
▲ 0.50% · 4.625%
HK$175,194
+HK$10,049/mo
Deposit HK$3.79M · loan HK$34.08M · min. income ≈ HK$330,290/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,881
−HK$9,340/mo
▼ 0.25% · 3.875%
HK$177,518
−HK$4,703/mo
Today · 4.125%
HK$182,221
baseline
▲ 0.50% · 4.625%
HK$191,827
+HK$9,606/mo
Deposit HK$3.79M · loan HK$34.08M · min. income ≈ HK$364,442/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,106 · Scale 2, in force from 26 Feb 2026)