LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,337
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,022
−HK$2,729/mo
Today · 4.125%
HK$91,751
baseline
▲ 0.50% · 4.625%
HK$97,334
+HK$5,583/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$183,502/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,609,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,049
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$98,625
−HK$2,613/mo
Today · 4.125%
HK$101,238
baseline
▲ 0.50% · 4.625%
HK$106,574
+HK$5,336/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$202,476/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,609,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,604
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$106,827
−HK$3,274/mo
Today · 4.125%
HK$110,101
baseline
▲ 0.50% · 4.625%
HK$116,800
+HK$6,699/mo
Deposit HK$15.15M · loan HK$22.72M · min. income ≈ HK$220,202/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,609,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,259
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$118,350
−HK$3,136/mo
Today · 4.125%
HK$121,486
baseline
▲ 0.50% · 4.625%
HK$127,889
+HK$6,403/mo
Deposit HK$15.15M · loan HK$22.72M · min. income ≈ HK$242,972/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$1,609,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,871
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$124,631
−HK$3,820/mo
Today · 4.125%
HK$128,451
baseline
▲ 0.50% · 4.625%
HK$136,267
+HK$7,816/mo
Deposit HK$11.36M · loan HK$26.50M · min. income ≈ HK$256,902/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,468
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$138,075
−HK$3,658/mo
Today · 4.125%
HK$141,733
baseline
▲ 0.50% · 4.625%
HK$149,204
+HK$7,471/mo
Deposit HK$11.36M · loan HK$26.50M · min. income ≈ HK$283,466/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,406
−HK$9,745/mo
▼ 0.25% · 3.875%
HK$160,240
−HK$4,911/mo
Today · 4.125%
HK$165,151
baseline
▲ 0.50% · 4.625%
HK$175,201
+HK$10,050/mo
Deposit HK$3.79M · loan HK$34.08M · min. income ≈ HK$330,302/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,888
−HK$9,340/mo
▼ 0.25% · 3.875%
HK$177,525
−HK$4,703/mo
Today · 4.125%
HK$182,228
baseline
▲ 0.50% · 4.625%
HK$191,834
+HK$9,606/mo
Deposit HK$3.79M · loan HK$34.08M · min. income ≈ HK$364,456/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,167 · Scale 2, in force from 26 Feb 2026)