LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,345
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$89,031
−HK$2,729/mo
Today · 4.125%
HK$91,760
baseline
▲ 0.50% · 4.625%
HK$97,343
+HK$5,583/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$183,520/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,609,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,058
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,634
−HK$2,614/mo
Today · 4.125%
HK$101,248
baseline
▲ 0.50% · 4.625%
HK$106,585
+HK$5,337/mo
Deposit HK$18.93M · loan HK$18.93M · min. income ≈ HK$202,496/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,609,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,614
−HK$6,498/mo
▼ 0.25% · 3.875%
HK$106,837
−HK$3,275/mo
Today · 4.125%
HK$110,112
baseline
▲ 0.50% · 4.625%
HK$116,812
+HK$6,700/mo
Deposit HK$15.15M · loan HK$22.72M · min. income ≈ HK$220,224/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,609,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,270
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$118,361
−HK$3,136/mo
Today · 4.125%
HK$121,497
baseline
▲ 0.50% · 4.625%
HK$127,902
+HK$6,405/mo
Deposit HK$15.15M · loan HK$22.72M · min. income ≈ HK$242,994/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,609,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,883
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$124,643
−HK$3,820/mo
Today · 4.125%
HK$128,463
baseline
▲ 0.50% · 4.625%
HK$136,280
+HK$7,817/mo
Deposit HK$11.36M · loan HK$26.51M · min. income ≈ HK$256,926/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,481
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$138,088
−HK$3,659/mo
Today · 4.125%
HK$141,747
baseline
▲ 0.50% · 4.625%
HK$149,218
+HK$7,471/mo
Deposit HK$11.36M · loan HK$26.51M · min. income ≈ HK$283,494/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,421
−HK$9,746/mo
▼ 0.25% · 3.875%
HK$160,256
−HK$4,911/mo
Today · 4.125%
HK$165,167
baseline
▲ 0.50% · 4.625%
HK$175,217
+HK$10,050/mo
Deposit HK$3.79M · loan HK$34.08M · min. income ≈ HK$330,334/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,904
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$177,542
−HK$4,704/mo
Today · 4.125%
HK$182,246
baseline
▲ 0.50% · 4.625%
HK$191,852
+HK$9,606/mo
Deposit HK$3.79M · loan HK$34.08M · min. income ≈ HK$364,492/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,321 · Scale 2, in force from 26 Feb 2026)