LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,355
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$89,041
−HK$2,729/mo
Today · 4.125%
HK$91,770
baseline
▲ 0.50% · 4.625%
HK$97,354
+HK$5,584/mo
Deposit HK$18.94M · loan HK$18.94M · min. income ≈ HK$183,540/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,069
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,645
−HK$2,614/mo
Today · 4.125%
HK$101,259
baseline
▲ 0.50% · 4.625%
HK$106,597
+HK$5,338/mo
Deposit HK$18.94M · loan HK$18.94M · min. income ≈ HK$202,518/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$1,609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,626
−HK$6,498/mo
▼ 0.25% · 3.875%
HK$106,849
−HK$3,275/mo
Today · 4.125%
HK$110,124
baseline
▲ 0.50% · 4.625%
HK$116,825
+HK$6,701/mo
Deposit HK$15.15M · loan HK$22.72M · min. income ≈ HK$220,248/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,283
−HK$6,228/mo
▼ 0.25% · 3.875%
HK$118,374
−HK$3,137/mo
Today · 4.125%
HK$121,511
baseline
▲ 0.50% · 4.625%
HK$127,916
+HK$6,405/mo
Deposit HK$15.15M · loan HK$22.72M · min. income ≈ HK$243,022/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,897
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$124,657
−HK$3,821/mo
Today · 4.125%
HK$128,478
baseline
▲ 0.50% · 4.625%
HK$136,296
+HK$7,818/mo
Deposit HK$11.36M · loan HK$26.51M · min. income ≈ HK$256,956/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,496
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$138,103
−HK$3,660/mo
Today · 4.125%
HK$141,763
baseline
▲ 0.50% · 4.625%
HK$149,235
+HK$7,472/mo
Deposit HK$11.36M · loan HK$26.51M · min. income ≈ HK$283,526/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,439
−HK$9,747/mo
▼ 0.25% · 3.875%
HK$160,274
−HK$4,912/mo
Today · 4.125%
HK$165,186
baseline
▲ 0.50% · 4.625%
HK$175,237
+HK$10,051/mo
Deposit HK$3.79M · loan HK$34.08M · min. income ≈ HK$330,372/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,924
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$177,562
−HK$4,704/mo
Today · 4.125%
HK$182,266
baseline
▲ 0.50% · 4.625%
HK$191,874
+HK$9,608/mo
Deposit HK$3.79M · loan HK$34.08M · min. income ≈ HK$364,532/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,502 · Scale 2, in force from 26 Feb 2026)