LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,356
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$89,042
−HK$2,730/mo
Today · 4.125%
HK$91,772
baseline
▲ 0.50% · 4.625%
HK$97,356
+HK$5,584/mo
Deposit HK$18.94M · loan HK$18.94M · min. income ≈ HK$183,544/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,609,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,070
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$98,647
−HK$2,614/mo
Today · 4.125%
HK$101,261
baseline
▲ 0.50% · 4.625%
HK$106,598
+HK$5,337/mo
Deposit HK$18.94M · loan HK$18.94M · min. income ≈ HK$202,522/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,609,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,627
−HK$6,499/mo
▼ 0.25% · 3.875%
HK$106,851
−HK$3,275/mo
Today · 4.125%
HK$110,126
baseline
▲ 0.50% · 4.625%
HK$116,827
+HK$6,701/mo
Deposit HK$15.15M · loan HK$22.72M · min. income ≈ HK$220,252/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,609,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,285
−HK$6,228/mo
▼ 0.25% · 3.875%
HK$118,376
−HK$3,137/mo
Today · 4.125%
HK$121,513
baseline
▲ 0.50% · 4.625%
HK$127,918
+HK$6,405/mo
Deposit HK$15.15M · loan HK$22.72M · min. income ≈ HK$243,026/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,609,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,899
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$124,659
−HK$3,821/mo
Today · 4.125%
HK$128,480
baseline
▲ 0.50% · 4.625%
HK$136,298
+HK$7,818/mo
Deposit HK$11.36M · loan HK$26.51M · min. income ≈ HK$256,960/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,499
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$138,106
−HK$3,659/mo
Today · 4.125%
HK$141,765
baseline
▲ 0.50% · 4.625%
HK$149,238
+HK$7,473/mo
Deposit HK$11.36M · loan HK$26.51M · min. income ≈ HK$283,530/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,441
−HK$9,748/mo
▼ 0.25% · 3.875%
HK$160,276
−HK$4,913/mo
Today · 4.125%
HK$165,189
baseline
▲ 0.50% · 4.625%
HK$175,240
+HK$10,051/mo
Deposit HK$3.79M · loan HK$34.08M · min. income ≈ HK$330,378/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,927
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$177,565
−HK$4,704/mo
Today · 4.125%
HK$182,269
baseline
▲ 0.50% · 4.625%
HK$191,877
+HK$9,608/mo
Deposit HK$3.79M · loan HK$34.08M · min. income ≈ HK$364,538/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,530 · Scale 2, in force from 26 Feb 2026)