LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,362
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$89,049
−HK$2,729/mo
Today · 4.125%
HK$91,778
baseline
▲ 0.50% · 4.625%
HK$97,363
+HK$5,585/mo
Deposit HK$18.94M · loan HK$18.94M · min. income ≈ HK$183,556/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,609,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,077
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$98,654
−HK$2,614/mo
Today · 4.125%
HK$101,268
baseline
▲ 0.50% · 4.625%
HK$106,606
+HK$5,338/mo
Deposit HK$18.94M · loan HK$18.94M · min. income ≈ HK$202,536/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,609,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,635
−HK$6,499/mo
▼ 0.25% · 3.875%
HK$106,859
−HK$3,275/mo
Today · 4.125%
HK$110,134
baseline
▲ 0.50% · 4.625%
HK$116,835
+HK$6,701/mo
Deposit HK$15.15M · loan HK$22.72M · min. income ≈ HK$220,268/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,609,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,293
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$118,385
−HK$3,137/mo
Today · 4.125%
HK$121,522
baseline
▲ 0.50% · 4.625%
HK$127,927
+HK$6,405/mo
Deposit HK$15.15M · loan HK$22.72M · min. income ≈ HK$243,044/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,609,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,907
−HK$7,582/mo
▼ 0.25% · 3.875%
HK$124,668
−HK$3,821/mo
Today · 4.125%
HK$128,489
baseline
▲ 0.50% · 4.625%
HK$136,308
+HK$7,819/mo
Deposit HK$11.36M · loan HK$26.51M · min. income ≈ HK$256,978/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,508
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$138,116
−HK$3,659/mo
Today · 4.125%
HK$141,775
baseline
▲ 0.50% · 4.625%
HK$149,248
+HK$7,473/mo
Deposit HK$11.36M · loan HK$26.51M · min. income ≈ HK$283,550/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,609,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,452
−HK$9,749/mo
▼ 0.25% · 3.875%
HK$160,288
−HK$4,913/mo
Today · 4.125%
HK$165,201
baseline
▲ 0.50% · 4.625%
HK$175,253
+HK$10,052/mo
Deposit HK$3.79M · loan HK$34.09M · min. income ≈ HK$330,402/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,939
−HK$9,344/mo
▼ 0.25% · 3.875%
HK$177,577
−HK$4,706/mo
Today · 4.125%
HK$182,283
baseline
▲ 0.50% · 4.625%
HK$191,891
+HK$9,608/mo
Deposit HK$3.79M · loan HK$34.09M · min. income ≈ HK$364,566/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,609,645 · Scale 2, in force from 26 Feb 2026)