LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,385
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,072
−HK$2,731/mo
Today · 4.125%
HK$91,803
baseline
▲ 0.50% · 4.625%
HK$97,388
+HK$5,585/mo
Deposit HK$18.94M · loan HK$18.94M · min. income ≈ HK$183,606/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,610,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,103
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,680
−HK$2,615/mo
Today · 4.125%
HK$101,295
baseline
▲ 0.50% · 4.625%
HK$106,634
+HK$5,339/mo
Deposit HK$18.94M · loan HK$18.94M · min. income ≈ HK$202,590/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,610,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,662
−HK$6,501/mo
▼ 0.25% · 3.875%
HK$106,887
−HK$3,276/mo
Today · 4.125%
HK$110,163
baseline
▲ 0.50% · 4.625%
HK$116,866
+HK$6,703/mo
Deposit HK$15.15M · loan HK$22.73M · min. income ≈ HK$220,326/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,610,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,323
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$118,416
−HK$3,138/mo
Today · 4.125%
HK$121,554
baseline
▲ 0.50% · 4.625%
HK$127,961
+HK$6,407/mo
Deposit HK$15.15M · loan HK$22.73M · min. income ≈ HK$243,108/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,610,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,940
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$124,701
−HK$3,823/mo
Today · 4.125%
HK$128,524
baseline
▲ 0.50% · 4.625%
HK$136,344
+HK$7,820/mo
Deposit HK$11.37M · loan HK$26.52M · min. income ≈ HK$257,048/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,544
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$138,152
−HK$3,661/mo
Today · 4.125%
HK$141,813
baseline
▲ 0.50% · 4.625%
HK$149,288
+HK$7,475/mo
Deposit HK$11.37M · loan HK$26.52M · min. income ≈ HK$283,626/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,494
−HK$9,751/mo
▼ 0.25% · 3.875%
HK$160,330
−HK$4,915/mo
Today · 4.125%
HK$165,245
baseline
▲ 0.50% · 4.625%
HK$175,299
+HK$10,054/mo
Deposit HK$3.79M · loan HK$34.10M · min. income ≈ HK$330,490/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,985
−HK$9,346/mo
▼ 0.25% · 3.875%
HK$177,625
−HK$4,706/mo
Today · 4.125%
HK$182,331
baseline
▲ 0.50% · 4.625%
HK$191,942
+HK$9,611/mo
Deposit HK$3.79M · loan HK$34.10M · min. income ≈ HK$364,662/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,073 · Scale 2, in force from 26 Feb 2026)