LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,386
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,073
−HK$2,731/mo
Today · 4.125%
HK$91,804
baseline
▲ 0.50% · 4.625%
HK$97,390
+HK$5,586/mo
Deposit HK$18.94M · loan HK$18.94M · min. income ≈ HK$183,608/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,610,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,104
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,681
−HK$2,615/mo
Today · 4.125%
HK$101,296
baseline
▲ 0.50% · 4.625%
HK$106,636
+HK$5,340/mo
Deposit HK$18.94M · loan HK$18.94M · min. income ≈ HK$202,592/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$1,610,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,664
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$106,888
−HK$3,276/mo
Today · 4.125%
HK$110,164
baseline
▲ 0.50% · 4.625%
HK$116,867
+HK$6,703/mo
Deposit HK$15.15M · loan HK$22.73M · min. income ≈ HK$220,328/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,610,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,325
−HK$6,230/mo
▼ 0.25% · 3.875%
HK$118,418
−HK$3,137/mo
Today · 4.125%
HK$121,555
baseline
▲ 0.50% · 4.625%
HK$127,963
+HK$6,408/mo
Deposit HK$15.15M · loan HK$22.73M · min. income ≈ HK$243,110/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$1,610,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,941
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$124,703
−HK$3,822/mo
Today · 4.125%
HK$128,525
baseline
▲ 0.50% · 4.625%
HK$136,345
+HK$7,820/mo
Deposit HK$11.37M · loan HK$26.52M · min. income ≈ HK$257,050/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,545
−HK$7,270/mo
▼ 0.25% · 3.875%
HK$138,154
−HK$3,661/mo
Today · 4.125%
HK$141,815
baseline
▲ 0.50% · 4.625%
HK$149,290
+HK$7,475/mo
Deposit HK$11.37M · loan HK$26.52M · min. income ≈ HK$283,630/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,495
−HK$9,751/mo
▼ 0.25% · 3.875%
HK$160,332
−HK$4,914/mo
Today · 4.125%
HK$165,246
baseline
▲ 0.50% · 4.625%
HK$175,301
+HK$10,055/mo
Deposit HK$3.79M · loan HK$34.10M · min. income ≈ HK$330,492/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,987
−HK$9,346/mo
▼ 0.25% · 3.875%
HK$177,626
−HK$4,707/mo
Today · 4.125%
HK$182,333
baseline
▲ 0.50% · 4.625%
HK$191,944
+HK$9,611/mo
Deposit HK$3.79M · loan HK$34.10M · min. income ≈ HK$364,666/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,091 · Scale 2, in force from 26 Feb 2026)