LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,403
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,091
−HK$2,730/mo
Today · 4.125%
HK$91,821
baseline
▲ 0.50% · 4.625%
HK$97,408
+HK$5,587/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$183,642/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,610,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,123
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$98,700
−HK$2,616/mo
Today · 4.125%
HK$101,316
baseline
▲ 0.50% · 4.625%
HK$106,656
+HK$5,340/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$202,632/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,610,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,684
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$106,909
−HK$3,277/mo
Today · 4.125%
HK$110,186
baseline
▲ 0.50% · 4.625%
HK$116,890
+HK$6,704/mo
Deposit HK$15.16M · loan HK$22.74M · min. income ≈ HK$220,372/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,610,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,347
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$118,441
−HK$3,138/mo
Today · 4.125%
HK$121,579
baseline
▲ 0.50% · 4.625%
HK$127,987
+HK$6,408/mo
Deposit HK$15.16M · loan HK$22.74M · min. income ≈ HK$243,158/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,610,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,964
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$124,727
−HK$3,823/mo
Today · 4.125%
HK$128,550
baseline
▲ 0.50% · 4.625%
HK$136,372
+HK$7,822/mo
Deposit HK$11.37M · loan HK$26.52M · min. income ≈ HK$257,100/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,572
−HK$7,270/mo
▼ 0.25% · 3.875%
HK$138,181
−HK$3,661/mo
Today · 4.125%
HK$141,842
baseline
▲ 0.50% · 4.625%
HK$149,319
+HK$7,477/mo
Deposit HK$11.37M · loan HK$26.52M · min. income ≈ HK$283,684/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,525
−HK$9,753/mo
▼ 0.25% · 3.875%
HK$160,363
−HK$4,915/mo
Today · 4.125%
HK$165,278
baseline
▲ 0.50% · 4.625%
HK$175,335
+HK$10,057/mo
Deposit HK$3.79M · loan HK$34.10M · min. income ≈ HK$330,556/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,021
−HK$9,347/mo
▼ 0.25% · 3.875%
HK$177,661
−HK$4,707/mo
Today · 4.125%
HK$182,368
baseline
▲ 0.50% · 4.625%
HK$191,981
+HK$9,613/mo
Deposit HK$3.79M · loan HK$34.10M · min. income ≈ HK$364,736/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,402 · Scale 2, in force from 26 Feb 2026)