LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,407
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,094
−HK$2,731/mo
Today · 4.125%
HK$91,825
baseline
▲ 0.50% · 4.625%
HK$97,412
+HK$5,587/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$183,650/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,610,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,126
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,705
−HK$2,615/mo
Today · 4.125%
HK$101,320
baseline
▲ 0.50% · 4.625%
HK$106,661
+HK$5,341/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$202,640/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,610,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,688
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$106,913
−HK$3,277/mo
Today · 4.125%
HK$110,190
baseline
▲ 0.50% · 4.625%
HK$116,895
+HK$6,705/mo
Deposit HK$15.16M · loan HK$22.74M · min. income ≈ HK$220,380/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,610,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,352
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$118,445
−HK$3,139/mo
Today · 4.125%
HK$121,584
baseline
▲ 0.50% · 4.625%
HK$127,993
+HK$6,409/mo
Deposit HK$15.16M · loan HK$22.74M · min. income ≈ HK$243,168/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,610,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,969
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$124,732
−HK$3,823/mo
Today · 4.125%
HK$128,555
baseline
▲ 0.50% · 4.625%
HK$136,377
+HK$7,822/mo
Deposit HK$11.37M · loan HK$26.53M · min. income ≈ HK$257,110/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,577
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$138,186
−HK$3,662/mo
Today · 4.125%
HK$141,848
baseline
▲ 0.50% · 4.625%
HK$149,325
+HK$7,477/mo
Deposit HK$11.37M · loan HK$26.53M · min. income ≈ HK$283,696/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,532
−HK$9,753/mo
▼ 0.25% · 3.875%
HK$160,370
−HK$4,915/mo
Today · 4.125%
HK$165,285
baseline
▲ 0.50% · 4.625%
HK$175,342
+HK$10,057/mo
Deposit HK$3.79M · loan HK$34.10M · min. income ≈ HK$330,570/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,028
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$177,668
−HK$4,708/mo
Today · 4.125%
HK$182,376
baseline
▲ 0.50% · 4.625%
HK$191,989
+HK$9,613/mo
Deposit HK$3.79M · loan HK$34.10M · min. income ≈ HK$364,752/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,469 · Scale 2, in force from 26 Feb 2026)