LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,410
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$89,098
−HK$2,731/mo
Today · 4.125%
HK$91,829
baseline
▲ 0.50% · 4.625%
HK$97,416
+HK$5,587/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$183,658/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,610,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,130
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,709
−HK$2,615/mo
Today · 4.125%
HK$101,324
baseline
▲ 0.50% · 4.625%
HK$106,665
+HK$5,341/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$202,648/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,610,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,692
−HK$6,503/mo
▼ 0.25% · 3.875%
HK$106,918
−HK$3,277/mo
Today · 4.125%
HK$110,195
baseline
▲ 0.50% · 4.625%
HK$116,900
+HK$6,705/mo
Deposit HK$15.16M · loan HK$22.74M · min. income ≈ HK$220,390/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,610,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,356
−HK$6,233/mo
▼ 0.25% · 3.875%
HK$118,450
−HK$3,139/mo
Today · 4.125%
HK$121,589
baseline
▲ 0.50% · 4.625%
HK$127,998
+HK$6,409/mo
Deposit HK$15.16M · loan HK$22.74M · min. income ≈ HK$243,178/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,610,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,974
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$124,737
−HK$3,823/mo
Today · 4.125%
HK$128,560
baseline
▲ 0.50% · 4.625%
HK$136,383
+HK$7,823/mo
Deposit HK$11.37M · loan HK$26.53M · min. income ≈ HK$257,120/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,583
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$138,192
−HK$3,662/mo
Today · 4.125%
HK$141,854
baseline
▲ 0.50% · 4.625%
HK$149,331
+HK$7,477/mo
Deposit HK$11.37M · loan HK$26.53M · min. income ≈ HK$283,708/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,538
−HK$9,754/mo
▼ 0.25% · 3.875%
HK$160,376
−HK$4,916/mo
Today · 4.125%
HK$165,292
baseline
▲ 0.50% · 4.625%
HK$175,349
+HK$10,057/mo
Deposit HK$3.79M · loan HK$34.11M · min. income ≈ HK$330,584/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,035
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$177,675
−HK$4,708/mo
Today · 4.125%
HK$182,383
baseline
▲ 0.50% · 4.625%
HK$191,997
+HK$9,614/mo
Deposit HK$3.79M · loan HK$34.11M · min. income ≈ HK$364,766/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,535 · Scale 2, in force from 26 Feb 2026)