LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,414
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$89,102
−HK$2,731/mo
Today · 4.125%
HK$91,833
baseline
▲ 0.50% · 4.625%
HK$97,421
+HK$5,588/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$183,666/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,610,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,135
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$98,713
−HK$2,615/mo
Today · 4.125%
HK$101,328
baseline
▲ 0.50% · 4.625%
HK$106,670
+HK$5,342/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$202,656/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,610,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,697
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$106,922
−HK$3,277/mo
Today · 4.125%
HK$110,199
baseline
▲ 0.50% · 4.625%
HK$116,905
+HK$6,706/mo
Deposit HK$15.16M · loan HK$22.74M · min. income ≈ HK$220,398/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,610,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,361
−HK$6,233/mo
▼ 0.25% · 3.875%
HK$118,455
−HK$3,139/mo
Today · 4.125%
HK$121,594
baseline
▲ 0.50% · 4.625%
HK$128,003
+HK$6,409/mo
Deposit HK$15.16M · loan HK$22.74M · min. income ≈ HK$243,188/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,610,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,979
−HK$7,587/mo
▼ 0.25% · 3.875%
HK$124,743
−HK$3,823/mo
Today · 4.125%
HK$128,566
baseline
▲ 0.50% · 4.625%
HK$136,389
+HK$7,823/mo
Deposit HK$11.37M · loan HK$26.53M · min. income ≈ HK$257,132/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,588
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$138,198
−HK$3,662/mo
Today · 4.125%
HK$141,860
baseline
▲ 0.50% · 4.625%
HK$149,337
+HK$7,477/mo
Deposit HK$11.37M · loan HK$26.53M · min. income ≈ HK$283,720/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,610,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,545
−HK$9,754/mo
▼ 0.25% · 3.875%
HK$160,383
−HK$4,916/mo
Today · 4.125%
HK$165,299
baseline
▲ 0.50% · 4.625%
HK$175,357
+HK$10,058/mo
Deposit HK$3.79M · loan HK$34.11M · min. income ≈ HK$330,598/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,042
−HK$9,349/mo
▼ 0.25% · 3.875%
HK$177,683
−HK$4,708/mo
Today · 4.125%
HK$182,391
baseline
▲ 0.50% · 4.625%
HK$192,005
+HK$9,614/mo
Deposit HK$3.79M · loan HK$34.11M · min. income ≈ HK$364,782/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,610,604 · Scale 2, in force from 26 Feb 2026)