LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,441
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,129
−HK$2,732/mo
Today · 4.125%
HK$91,861
baseline
▲ 0.50% · 4.625%
HK$97,451
+HK$5,590/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$183,722/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,164
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,743
−HK$2,617/mo
Today · 4.125%
HK$101,360
baseline
▲ 0.50% · 4.625%
HK$106,703
+HK$5,343/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$202,720/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,729
−HK$6,504/mo
▼ 0.25% · 3.875%
HK$106,955
−HK$3,278/mo
Today · 4.125%
HK$110,233
baseline
▲ 0.50% · 4.625%
HK$116,941
+HK$6,708/mo
Deposit HK$15.16M · loan HK$22.74M · min. income ≈ HK$220,466/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,611,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,397
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$118,492
−HK$3,140/mo
Today · 4.125%
HK$121,632
baseline
▲ 0.50% · 4.625%
HK$128,043
+HK$6,411/mo
Deposit HK$15.16M · loan HK$22.74M · min. income ≈ HK$243,264/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,611,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,017
−HK$7,589/mo
▼ 0.25% · 3.875%
HK$124,781
−HK$3,825/mo
Today · 4.125%
HK$128,606
baseline
▲ 0.50% · 4.625%
HK$136,431
+HK$7,825/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$257,212/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,611,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,630
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,241
−HK$3,663/mo
Today · 4.125%
HK$141,904
baseline
▲ 0.50% · 4.625%
HK$149,384
+HK$7,480/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$283,808/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,611,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,593
−HK$9,757/mo
▼ 0.25% · 3.875%
HK$160,433
−HK$4,917/mo
Today · 4.125%
HK$165,350
baseline
▲ 0.50% · 4.625%
HK$175,411
+HK$10,061/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$330,700/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,096
−HK$9,352/mo
▼ 0.25% · 3.875%
HK$177,738
−HK$4,710/mo
Today · 4.125%
HK$182,448
baseline
▲ 0.50% · 4.625%
HK$192,065
+HK$9,617/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$364,896/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,103 · Scale 2, in force from 26 Feb 2026)