LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,444
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,133
−HK$2,732/mo
Today · 4.125%
HK$91,865
baseline
▲ 0.50% · 4.625%
HK$97,455
+HK$5,590/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$183,730/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,168
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,747
−HK$2,617/mo
Today · 4.125%
HK$101,364
baseline
▲ 0.50% · 4.625%
HK$106,707
+HK$5,343/mo
Deposit HK$18.95M · loan HK$18.95M · min. income ≈ HK$202,728/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,733
−HK$6,505/mo
▼ 0.25% · 3.875%
HK$106,960
−HK$3,278/mo
Today · 4.125%
HK$110,238
baseline
▲ 0.50% · 4.625%
HK$116,946
+HK$6,708/mo
Deposit HK$15.16M · loan HK$22.75M · min. income ≈ HK$220,476/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,402
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$118,497
−HK$3,140/mo
Today · 4.125%
HK$121,637
baseline
▲ 0.50% · 4.625%
HK$128,048
+HK$6,411/mo
Deposit HK$15.16M · loan HK$22.75M · min. income ≈ HK$243,274/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,022
−HK$7,589/mo
▼ 0.25% · 3.875%
HK$124,786
−HK$3,825/mo
Today · 4.125%
HK$128,611
baseline
▲ 0.50% · 4.625%
HK$136,436
+HK$7,825/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$257,222/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,611,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,635
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,246
−HK$3,663/mo
Today · 4.125%
HK$141,909
baseline
▲ 0.50% · 4.625%
HK$149,390
+HK$7,481/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$283,818/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,611,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,599
−HK$9,758/mo
▼ 0.25% · 3.875%
HK$160,439
−HK$4,918/mo
Today · 4.125%
HK$165,357
baseline
▲ 0.50% · 4.625%
HK$175,418
+HK$10,061/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$330,714/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,103
−HK$9,352/mo
▼ 0.25% · 3.875%
HK$177,745
−HK$4,710/mo
Today · 4.125%
HK$182,455
baseline
▲ 0.50% · 4.625%
HK$192,072
+HK$9,617/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$364,910/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,167 · Scale 2, in force from 26 Feb 2026)