LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,446
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,135
−HK$2,732/mo
Today · 4.125%
HK$91,867
baseline
▲ 0.50% · 4.625%
HK$97,457
+HK$5,590/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$183,734/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,171
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$98,750
−HK$2,616/mo
Today · 4.125%
HK$101,366
baseline
▲ 0.50% · 4.625%
HK$106,709
+HK$5,343/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$202,732/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,735
−HK$6,506/mo
▼ 0.25% · 3.875%
HK$106,962
−HK$3,279/mo
Today · 4.125%
HK$110,241
baseline
▲ 0.50% · 4.625%
HK$116,948
+HK$6,707/mo
Deposit HK$15.16M · loan HK$22.75M · min. income ≈ HK$220,482/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,405
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$118,500
−HK$3,140/mo
Today · 4.125%
HK$121,640
baseline
▲ 0.50% · 4.625%
HK$128,051
+HK$6,411/mo
Deposit HK$15.16M · loan HK$22.75M · min. income ≈ HK$243,280/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,025
−HK$7,589/mo
▼ 0.25% · 3.875%
HK$124,789
−HK$3,825/mo
Today · 4.125%
HK$128,614
baseline
▲ 0.50% · 4.625%
HK$136,440
+HK$7,826/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$257,228/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,611,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,639
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,250
−HK$3,663/mo
Today · 4.125%
HK$141,913
baseline
▲ 0.50% · 4.625%
HK$149,393
+HK$7,480/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$283,826/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,611,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,603
−HK$9,758/mo
▼ 0.25% · 3.875%
HK$160,443
−HK$4,918/mo
Today · 4.125%
HK$165,361
baseline
▲ 0.50% · 4.625%
HK$175,423
+HK$10,062/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$330,722/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,107
−HK$9,352/mo
▼ 0.25% · 3.875%
HK$177,750
−HK$4,709/mo
Today · 4.125%
HK$182,459
baseline
▲ 0.50% · 4.625%
HK$192,077
+HK$9,618/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$364,918/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,206 · Scale 2, in force from 26 Feb 2026)