LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,447
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,136
−HK$2,732/mo
Today · 4.125%
HK$91,868
baseline
▲ 0.50% · 4.625%
HK$97,458
+HK$5,590/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$183,736/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,171
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,751
−HK$2,616/mo
Today · 4.125%
HK$101,367
baseline
▲ 0.50% · 4.625%
HK$106,711
+HK$5,344/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$202,734/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,736
−HK$6,506/mo
▼ 0.25% · 3.875%
HK$106,963
−HK$3,279/mo
Today · 4.125%
HK$110,242
baseline
▲ 0.50% · 4.625%
HK$116,950
+HK$6,708/mo
Deposit HK$15.16M · loan HK$22.75M · min. income ≈ HK$220,484/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,406
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$118,501
−HK$3,140/mo
Today · 4.125%
HK$121,641
baseline
▲ 0.50% · 4.625%
HK$128,053
+HK$6,412/mo
Deposit HK$15.16M · loan HK$22.75M · min. income ≈ HK$243,282/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,026
−HK$7,589/mo
▼ 0.25% · 3.875%
HK$124,790
−HK$3,825/mo
Today · 4.125%
HK$128,615
baseline
▲ 0.50% · 4.625%
HK$136,441
+HK$7,826/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$257,230/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,611,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,640
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,251
−HK$3,663/mo
Today · 4.125%
HK$141,914
baseline
▲ 0.50% · 4.625%
HK$149,395
+HK$7,481/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$283,828/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,611,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,605
−HK$9,757/mo
▼ 0.25% · 3.875%
HK$160,445
−HK$4,917/mo
Today · 4.125%
HK$165,362
baseline
▲ 0.50% · 4.625%
HK$175,424
+HK$10,062/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$330,724/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,109
−HK$9,352/mo
▼ 0.25% · 3.875%
HK$177,751
−HK$4,710/mo
Today · 4.125%
HK$182,461
baseline
▲ 0.50% · 4.625%
HK$192,079
+HK$9,618/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$364,922/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,223 · Scale 2, in force from 26 Feb 2026)