LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,451
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$89,140
−HK$2,733/mo
Today · 4.125%
HK$91,873
baseline
▲ 0.50% · 4.625%
HK$97,463
+HK$5,590/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$183,746/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,176
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,756
−HK$2,616/mo
Today · 4.125%
HK$101,372
baseline
▲ 0.50% · 4.625%
HK$106,716
+HK$5,344/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$202,744/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,742
−HK$6,505/mo
▼ 0.25% · 3.875%
HK$106,969
−HK$3,278/mo
Today · 4.125%
HK$110,247
baseline
▲ 0.50% · 4.625%
HK$116,955
+HK$6,708/mo
Deposit HK$15.17M · loan HK$22.75M · min. income ≈ HK$220,494/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,411
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$118,507
−HK$3,140/mo
Today · 4.125%
HK$121,647
baseline
▲ 0.50% · 4.625%
HK$128,059
+HK$6,412/mo
Deposit HK$15.17M · loan HK$22.75M · min. income ≈ HK$243,294/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,032
−HK$7,590/mo
▼ 0.25% · 3.875%
HK$124,797
−HK$3,825/mo
Today · 4.125%
HK$128,622
baseline
▲ 0.50% · 4.625%
HK$136,448
+HK$7,826/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$257,244/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,611,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,647
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,258
−HK$3,663/mo
Today · 4.125%
HK$141,921
baseline
▲ 0.50% · 4.625%
HK$149,402
+HK$7,481/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$283,842/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,611,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,612
−HK$9,759/mo
▼ 0.25% · 3.875%
HK$160,453
−HK$4,918/mo
Today · 4.125%
HK$165,371
baseline
▲ 0.50% · 4.625%
HK$175,433
+HK$10,062/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$330,742/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,117
−HK$9,353/mo
▼ 0.25% · 3.875%
HK$177,760
−HK$4,710/mo
Today · 4.125%
HK$182,470
baseline
▲ 0.50% · 4.625%
HK$192,088
+HK$9,618/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$364,940/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,302 · Scale 2, in force from 26 Feb 2026)