LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,453
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,142
−HK$2,732/mo
Today · 4.125%
HK$91,874
baseline
▲ 0.50% · 4.625%
HK$97,464
+HK$5,590/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$183,748/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,178
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,757
−HK$2,617/mo
Today · 4.125%
HK$101,374
baseline
▲ 0.50% · 4.625%
HK$106,717
+HK$5,343/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$202,748/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,743
−HK$6,506/mo
▼ 0.25% · 3.875%
HK$106,970
−HK$3,279/mo
Today · 4.125%
HK$110,249
baseline
▲ 0.50% · 4.625%
HK$116,957
+HK$6,708/mo
Deposit HK$15.17M · loan HK$22.75M · min. income ≈ HK$220,498/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,413
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$118,508
−HK$3,140/mo
Today · 4.125%
HK$121,648
baseline
▲ 0.50% · 4.625%
HK$128,061
+HK$6,413/mo
Deposit HK$15.17M · loan HK$22.75M · min. income ≈ HK$243,296/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,034
−HK$7,589/mo
▼ 0.25% · 3.875%
HK$124,798
−HK$3,825/mo
Today · 4.125%
HK$128,623
baseline
▲ 0.50% · 4.625%
HK$136,450
+HK$7,827/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$257,246/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,611,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,649
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,260
−HK$3,663/mo
Today · 4.125%
HK$141,923
baseline
▲ 0.50% · 4.625%
HK$149,404
+HK$7,481/mo
Deposit HK$11.37M · loan HK$26.54M · min. income ≈ HK$283,846/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,611,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,615
−HK$9,758/mo
▼ 0.25% · 3.875%
HK$160,455
−HK$4,918/mo
Today · 4.125%
HK$165,373
baseline
▲ 0.50% · 4.625%
HK$175,435
+HK$10,062/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$330,746/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,120
−HK$9,353/mo
▼ 0.25% · 3.875%
HK$177,763
−HK$4,710/mo
Today · 4.125%
HK$182,473
baseline
▲ 0.50% · 4.625%
HK$192,091
+HK$9,618/mo
Deposit HK$3.79M · loan HK$34.12M · min. income ≈ HK$364,946/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,324 · Scale 2, in force from 26 Feb 2026)