LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,475
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$89,165
−HK$2,733/mo
Today · 4.125%
HK$91,898
baseline
▲ 0.50% · 4.625%
HK$97,490
+HK$5,592/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$183,796/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,203
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$98,783
−HK$2,618/mo
Today · 4.125%
HK$101,401
baseline
▲ 0.50% · 4.625%
HK$106,746
+HK$5,345/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$202,802/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,770
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$106,998
−HK$3,280/mo
Today · 4.125%
HK$110,278
baseline
▲ 0.50% · 4.625%
HK$116,988
+HK$6,710/mo
Deposit HK$15.17M · loan HK$22.75M · min. income ≈ HK$220,556/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,444
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$118,540
−HK$3,141/mo
Today · 4.125%
HK$121,681
baseline
▲ 0.50% · 4.625%
HK$128,095
+HK$6,414/mo
Deposit HK$15.17M · loan HK$22.75M · min. income ≈ HK$243,362/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,066
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$124,831
−HK$3,826/mo
Today · 4.125%
HK$128,657
baseline
▲ 0.50% · 4.625%
HK$136,486
+HK$7,829/mo
Deposit HK$11.38M · loan HK$26.55M · min. income ≈ HK$257,314/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,611,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,684
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$138,296
−HK$3,665/mo
Today · 4.125%
HK$141,961
baseline
▲ 0.50% · 4.625%
HK$149,444
+HK$7,483/mo
Deposit HK$11.38M · loan HK$26.55M · min. income ≈ HK$283,922/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,611,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,656
−HK$9,761/mo
▼ 0.25% · 3.875%
HK$160,498
−HK$4,919/mo
Today · 4.125%
HK$165,417
baseline
▲ 0.50% · 4.625%
HK$175,482
+HK$10,065/mo
Deposit HK$3.79M · loan HK$34.13M · min. income ≈ HK$330,834/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,165
−HK$9,356/mo
▼ 0.25% · 3.875%
HK$177,810
−HK$4,711/mo
Today · 4.125%
HK$182,521
baseline
▲ 0.50% · 4.625%
HK$192,142
+HK$9,621/mo
Deposit HK$3.79M · loan HK$34.13M · min. income ≈ HK$365,042/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,751 · Scale 2, in force from 26 Feb 2026)