LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,481
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$89,171
−HK$2,733/mo
Today · 4.125%
HK$91,904
baseline
▲ 0.50% · 4.625%
HK$97,496
+HK$5,592/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$183,808/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,209
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$98,789
−HK$2,618/mo
Today · 4.125%
HK$101,407
baseline
▲ 0.50% · 4.625%
HK$106,752
+HK$5,345/mo
Deposit HK$18.96M · loan HK$18.96M · min. income ≈ HK$202,814/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,611,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,777
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$107,005
−HK$3,280/mo
Today · 4.125%
HK$110,285
baseline
▲ 0.50% · 4.625%
HK$116,995
+HK$6,710/mo
Deposit HK$15.17M · loan HK$22.76M · min. income ≈ HK$220,570/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,451
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$118,547
−HK$3,141/mo
Today · 4.125%
HK$121,688
baseline
▲ 0.50% · 4.625%
HK$128,103
+HK$6,415/mo
Deposit HK$15.17M · loan HK$22.76M · min. income ≈ HK$243,376/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$1,611,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,073
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$124,839
−HK$3,826/mo
Today · 4.125%
HK$128,665
baseline
▲ 0.50% · 4.625%
HK$136,494
+HK$7,829/mo
Deposit HK$11.38M · loan HK$26.55M · min. income ≈ HK$257,330/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,611,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,693
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$138,305
−HK$3,665/mo
Today · 4.125%
HK$141,970
baseline
▲ 0.50% · 4.625%
HK$149,453
+HK$7,483/mo
Deposit HK$11.38M · loan HK$26.55M · min. income ≈ HK$283,940/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,611,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,665
−HK$9,762/mo
▼ 0.25% · 3.875%
HK$160,507
−HK$4,920/mo
Today · 4.125%
HK$165,427
baseline
▲ 0.50% · 4.625%
HK$175,493
+HK$10,066/mo
Deposit HK$3.79M · loan HK$34.13M · min. income ≈ HK$330,854/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,176
−HK$9,356/mo
▼ 0.25% · 3.875%
HK$177,821
−HK$4,711/mo
Today · 4.125%
HK$182,532
baseline
▲ 0.50% · 4.625%
HK$192,154
+HK$9,622/mo
Deposit HK$3.79M · loan HK$34.13M · min. income ≈ HK$365,064/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$1,611,850 · Scale 2, in force from 26 Feb 2026)