LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,501
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,192
−HK$2,734/mo
Today · 4.125%
HK$91,926
baseline
▲ 0.50% · 4.625%
HK$97,519
+HK$5,593/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$183,852/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,612,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,232
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,813
−HK$2,618/mo
Today · 4.125%
HK$101,431
baseline
▲ 0.50% · 4.625%
HK$106,778
+HK$5,347/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$202,862/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,612,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,802
−HK$6,509/mo
▼ 0.25% · 3.875%
HK$107,031
−HK$3,280/mo
Today · 4.125%
HK$110,311
baseline
▲ 0.50% · 4.625%
HK$117,023
+HK$6,712/mo
Deposit HK$15.17M · loan HK$22.76M · min. income ≈ HK$220,622/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,478
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$118,575
−HK$3,142/mo
Today · 4.125%
HK$121,717
baseline
▲ 0.50% · 4.625%
HK$128,133
+HK$6,416/mo
Deposit HK$15.17M · loan HK$22.76M · min. income ≈ HK$243,434/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,102
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,869
−HK$3,827/mo
Today · 4.125%
HK$128,696
baseline
▲ 0.50% · 4.625%
HK$136,527
+HK$7,831/mo
Deposit HK$11.38M · loan HK$26.55M · min. income ≈ HK$257,392/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,612,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,725
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$138,338
−HK$3,666/mo
Today · 4.125%
HK$142,004
baseline
▲ 0.50% · 4.625%
HK$149,489
+HK$7,485/mo
Deposit HK$11.38M · loan HK$26.55M · min. income ≈ HK$284,008/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,612,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,703
−HK$9,764/mo
▼ 0.25% · 3.875%
HK$160,546
−HK$4,921/mo
Today · 4.125%
HK$165,467
baseline
▲ 0.50% · 4.625%
HK$175,535
+HK$10,068/mo
Deposit HK$3.79M · loan HK$34.14M · min. income ≈ HK$330,934/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,218
−HK$9,358/mo
▼ 0.25% · 3.875%
HK$177,863
−HK$4,713/mo
Today · 4.125%
HK$182,576
baseline
▲ 0.50% · 4.625%
HK$192,200
+HK$9,624/mo
Deposit HK$3.79M · loan HK$34.14M · min. income ≈ HK$365,152/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,237 · Scale 2, in force from 26 Feb 2026)