LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,508
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,199
−HK$2,733/mo
Today · 4.125%
HK$91,932
baseline
▲ 0.50% · 4.625%
HK$97,526
+HK$5,594/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$183,864/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,239
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,820
−HK$2,618/mo
Today · 4.125%
HK$101,438
baseline
▲ 0.50% · 4.625%
HK$106,785
+HK$5,347/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$202,876/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,809
−HK$6,510/mo
▼ 0.25% · 3.875%
HK$107,038
−HK$3,281/mo
Today · 4.125%
HK$110,319
baseline
▲ 0.50% · 4.625%
HK$117,032
+HK$6,713/mo
Deposit HK$15.18M · loan HK$22.76M · min. income ≈ HK$220,638/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,487
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$118,584
−HK$3,142/mo
Today · 4.125%
HK$121,726
baseline
▲ 0.50% · 4.625%
HK$128,142
+HK$6,416/mo
Deposit HK$15.18M · loan HK$22.76M · min. income ≈ HK$243,452/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,111
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,878
−HK$3,827/mo
Today · 4.125%
HK$128,705
baseline
▲ 0.50% · 4.625%
HK$136,537
+HK$7,832/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$257,410/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,735
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$138,348
−HK$3,666/mo
Today · 4.125%
HK$142,014
baseline
▲ 0.50% · 4.625%
HK$149,500
+HK$7,486/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$284,028/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,714
−HK$9,764/mo
▼ 0.25% · 3.875%
HK$160,557
−HK$4,921/mo
Today · 4.125%
HK$165,478
baseline
▲ 0.50% · 4.625%
HK$175,547
+HK$10,069/mo
Deposit HK$3.79M · loan HK$34.14M · min. income ≈ HK$330,956/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,230
−HK$9,359/mo
▼ 0.25% · 3.875%
HK$177,876
−HK$4,713/mo
Today · 4.125%
HK$182,589
baseline
▲ 0.50% · 4.625%
HK$192,214
+HK$9,625/mo
Deposit HK$3.79M · loan HK$34.14M · min. income ≈ HK$365,178/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,353 · Scale 2, in force from 26 Feb 2026)