LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,509
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,200
−HK$2,733/mo
Today · 4.125%
HK$91,933
baseline
▲ 0.50% · 4.625%
HK$97,527
+HK$5,594/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$183,866/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,612,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,240
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,821
−HK$2,618/mo
Today · 4.125%
HK$101,439
baseline
▲ 0.50% · 4.625%
HK$106,787
+HK$5,348/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$202,878/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,612,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,810
−HK$6,510/mo
▼ 0.25% · 3.875%
HK$107,039
−HK$3,281/mo
Today · 4.125%
HK$110,320
baseline
▲ 0.50% · 4.625%
HK$117,033
+HK$6,713/mo
Deposit HK$15.18M · loan HK$22.76M · min. income ≈ HK$220,640/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,488
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$118,585
−HK$3,142/mo
Today · 4.125%
HK$121,727
baseline
▲ 0.50% · 4.625%
HK$128,144
+HK$6,417/mo
Deposit HK$15.18M · loan HK$22.76M · min. income ≈ HK$243,454/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,112
−HK$7,595/mo
▼ 0.25% · 3.875%
HK$124,879
−HK$3,828/mo
Today · 4.125%
HK$128,707
baseline
▲ 0.50% · 4.625%
HK$136,538
+HK$7,831/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$257,414/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,612,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,736
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$138,349
−HK$3,666/mo
Today · 4.125%
HK$142,015
baseline
▲ 0.50% · 4.625%
HK$149,501
+HK$7,486/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$284,030/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,612,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,715
−HK$9,765/mo
▼ 0.25% · 3.875%
HK$160,559
−HK$4,921/mo
Today · 4.125%
HK$165,480
baseline
▲ 0.50% · 4.625%
HK$175,549
+HK$10,069/mo
Deposit HK$3.79M · loan HK$34.14M · min. income ≈ HK$330,960/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,232
−HK$9,359/mo
▼ 0.25% · 3.875%
HK$177,878
−HK$4,713/mo
Today · 4.125%
HK$182,591
baseline
▲ 0.50% · 4.625%
HK$192,216
+HK$9,625/mo
Deposit HK$3.79M · loan HK$34.14M · min. income ≈ HK$365,182/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,370 · Scale 2, in force from 26 Feb 2026)