LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,512
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,204
−HK$2,734/mo
Today · 4.125%
HK$91,938
baseline
▲ 0.50% · 4.625%
HK$97,532
+HK$5,594/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$183,876/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,612,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,244
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,825
−HK$2,619/mo
Today · 4.125%
HK$101,444
baseline
▲ 0.50% · 4.625%
HK$106,791
+HK$5,347/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$202,888/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,612,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,815
−HK$6,510/mo
▼ 0.25% · 3.875%
HK$107,044
−HK$3,281/mo
Today · 4.125%
HK$110,325
baseline
▲ 0.50% · 4.625%
HK$117,038
+HK$6,713/mo
Deposit HK$15.18M · loan HK$22.76M · min. income ≈ HK$220,650/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,493
−HK$6,240/mo
▼ 0.25% · 3.875%
HK$118,591
−HK$3,142/mo
Today · 4.125%
HK$121,733
baseline
▲ 0.50% · 4.625%
HK$128,150
+HK$6,417/mo
Deposit HK$15.18M · loan HK$22.76M · min. income ≈ HK$243,466/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,117
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$124,885
−HK$3,828/mo
Today · 4.125%
HK$128,713
baseline
▲ 0.50% · 4.625%
HK$136,544
+HK$7,831/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$257,426/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,612,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,742
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$138,356
−HK$3,666/mo
Today · 4.125%
HK$142,022
baseline
▲ 0.50% · 4.625%
HK$149,508
+HK$7,486/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$284,044/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,612,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,722
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$160,566
−HK$4,922/mo
Today · 4.125%
HK$165,488
baseline
▲ 0.50% · 4.625%
HK$175,557
+HK$10,069/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$330,976/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,240
−HK$9,359/mo
▼ 0.25% · 3.875%
HK$177,886
−HK$4,713/mo
Today · 4.125%
HK$182,599
baseline
▲ 0.50% · 4.625%
HK$192,224
+HK$9,625/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$365,198/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,442 · Scale 2, in force from 26 Feb 2026)