LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,513
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,204
−HK$2,734/mo
Today · 4.125%
HK$91,938
baseline
▲ 0.50% · 4.625%
HK$97,533
+HK$5,595/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$183,876/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,612,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,245
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,826
−HK$2,619/mo
Today · 4.125%
HK$101,445
baseline
▲ 0.50% · 4.625%
HK$106,792
+HK$5,347/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$202,890/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,612,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,816
−HK$6,510/mo
▼ 0.25% · 3.875%
HK$107,045
−HK$3,281/mo
Today · 4.125%
HK$110,326
baseline
▲ 0.50% · 4.625%
HK$117,039
+HK$6,713/mo
Deposit HK$15.18M · loan HK$22.76M · min. income ≈ HK$220,652/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,494
−HK$6,240/mo
▼ 0.25% · 3.875%
HK$118,592
−HK$3,142/mo
Today · 4.125%
HK$121,734
baseline
▲ 0.50% · 4.625%
HK$128,151
+HK$6,417/mo
Deposit HK$15.18M · loan HK$22.76M · min. income ≈ HK$243,468/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,118
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$124,886
−HK$3,828/mo
Today · 4.125%
HK$128,714
baseline
▲ 0.50% · 4.625%
HK$136,546
+HK$7,832/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$257,428/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,612,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,743
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$138,357
−HK$3,666/mo
Today · 4.125%
HK$142,023
baseline
▲ 0.50% · 4.625%
HK$149,509
+HK$7,486/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$284,046/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,612,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,724
−HK$9,765/mo
▼ 0.25% · 3.875%
HK$160,568
−HK$4,921/mo
Today · 4.125%
HK$165,489
baseline
▲ 0.50% · 4.625%
HK$175,559
+HK$10,070/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$330,978/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,241
−HK$9,360/mo
▼ 0.25% · 3.875%
HK$177,887
−HK$4,714/mo
Today · 4.125%
HK$182,601
baseline
▲ 0.50% · 4.625%
HK$192,226
+HK$9,625/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$365,202/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,455 · Scale 2, in force from 26 Feb 2026)