LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,524
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,216
−HK$2,734/mo
Today · 4.125%
HK$91,950
baseline
▲ 0.50% · 4.625%
HK$97,545
+HK$5,595/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$183,900/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,612,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,258
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,839
−HK$2,619/mo
Today · 4.125%
HK$101,458
baseline
▲ 0.50% · 4.625%
HK$106,806
+HK$5,348/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$202,916/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,612,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,829
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$107,059
−HK$3,281/mo
Today · 4.125%
HK$110,340
baseline
▲ 0.50% · 4.625%
HK$117,054
+HK$6,714/mo
Deposit HK$15.18M · loan HK$22.77M · min. income ≈ HK$220,680/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,509
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$118,607
−HK$3,143/mo
Today · 4.125%
HK$121,750
baseline
▲ 0.50% · 4.625%
HK$128,167
+HK$6,417/mo
Deposit HK$15.18M · loan HK$22.77M · min. income ≈ HK$243,500/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,134
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$124,902
−HK$3,828/mo
Today · 4.125%
HK$128,730
baseline
▲ 0.50% · 4.625%
HK$136,563
+HK$7,833/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$257,460/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,612,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,761
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$138,375
−HK$3,666/mo
Today · 4.125%
HK$142,041
baseline
▲ 0.50% · 4.625%
HK$149,528
+HK$7,487/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$284,082/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,612,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,744
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$160,588
−HK$4,922/mo
Today · 4.125%
HK$165,510
baseline
▲ 0.50% · 4.625%
HK$175,581
+HK$10,071/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$331,020/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,264
−HK$9,360/mo
▼ 0.25% · 3.875%
HK$177,910
−HK$4,714/mo
Today · 4.125%
HK$182,624
baseline
▲ 0.50% · 4.625%
HK$192,251
+HK$9,627/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$365,248/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,664 · Scale 2, in force from 26 Feb 2026)